Bay County property record for 3368 Cramer Rd, Bay City, MI 48706
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 2006 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Apr 2012) |
| Tax Bill | $2,161 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 010-C10-000-042-00 |
| Primary APN | 010-C10-000-042-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 310 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3368 CRAMER RD |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-1218 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 42 CRAMER SUB, AS RECORDED IN LIBER 6 OF PLATS PAGE 30 OF BAY COUNTY RECORDS. |
| Legal Subdivision | THE CRAMER SUBDIVISION |
| Legal Lot Number | 42 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 286000 |
3368 Cramer Rd, a residential property, is owned and occupied by an individual who bought it in April 2012.
Source: Bay County records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3368 CRAMER RD, BAY CITY, MI 48706-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2012 · Amount on File |
| Deed Sale | Apr 26, 2012 · Amount on File |
| Prior Sale | Mar 21, 2012 · Amount on File |
| Deed Book / Page | 2870 / 868 |
| Prior Transfer Date | Apr 10, 2006 |
| Prior Transfer Doc | 0024270079 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3368 Cramer Rd was $2,161 with a homeowner's exemption, up 81.7% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,161.00 (+81.75%) Homeowner's exemption | $88,750 (+5.59%) | $177,500 (+5.59%) |
| 2025 | $1,189.00 Homeowner's exemption | $84,050 | $168,100 |
| 2023 | $64,900 | $129,800 | |
| 2022 | $1,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3368 Cramer Rd in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2009) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3368 Cramer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures