3365 Timbercross Pl, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3365 Timbercross Pl, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$189,121 (Dec 2006)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T070500227`

Property Details

APN / Parcel Number

Primary APN	`T070500227`
Alternative APN	`5-116C-A003-00-017A.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	860 sqft
Basement Area	612 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070500227
Street Address	3365 TIMBERCROSS PL
City	SAINT CHARLES
State	MO
Zip	63301-4789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE #1 LOT 17A
Legal Subdivision	CHARLESTOWNE #1
Legal Lot Number	17A
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2019
Census Tract	310201

Owner

3365 Timbercross Pl is owned and occupied by an individual who acquired it in June 2023.

Source: St. Charles County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3365 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK/STATE CHARLES
Jan 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CAPGROW HOME MORTGAGE LLC
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage CAPGROW HOME MORTGAGE LLC
Jun 12, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2006 · Amount on File
Deed Sale	Dec 5, 2006 · Amount on File
Deed Document Number	20061030660
Deed Book / Page	4637 / 807
Last Transfer Date	Jun 7, 2023
Transfer Doc	0000022435
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 26, 2026
Property Address	3365 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789
Document Number	0000024462
Instrument Date	May 20, 2026
Instrument	202624462
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789

Mortgage

Document Number	0000024462,
Date	May 26, 2026
Instrument	202624462

Lender

Name	FIRST STATE BANK/STATE CHARLES

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3365 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007681
Date	Jan 26, 2021
Instrument	2021R-007681

Lender

Name	CAPGROW HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3365 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789

Mortgage

Document Number	0000070636
Date	Aug 23, 2021
Instrument	2021R-070636

Lender

Name	CAPGROW HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 12, 2023
Property Address	3365 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789
Document Number	0000022435
Map Reference	MB 43 PG 6-9
Instrument Date	Jun 7, 2023
Instrument	2023R-022435
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 TIMBERCROSS PL # PI, PI, SAINT CHARLES, MO 63301-4789

Tax Assessment & Valuation

The 2025 property tax bill for 3365 Timbercross Pl was $3,239.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00	$49,504	$260,548 Land $46,249 Building $214,299
2023		$52,842 (+26.58%)
2022	$2,915.00	$41,746	$278,116 (+26.58%) Land $41,666 Building $236,450
2021			$219,718 Land $37,499 Building $182,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3365 Timbercross Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3365 Timbercross Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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