3365 Millerstown Rd, Upton, KY 42784 Property Records

Hardin County property record for 3365 Millerstown Rd, Upton, KY 42784

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,512 sqft · built 1967
Lot Size	221 acres (9,664,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,500 (May 2026)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan May 2026 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`157-00-00-016`

Property Details

APN / Parcel Number

Primary APN	`157-00-00-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,664,222 sqft (221 acres)
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3365 MILLERSTOWN RD
City	UPTON
State	KY
Zip	42784-9497
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	C BRACKETT EST LT 5
Legal Subdivision	C BRACKETT EST
Legal Tract	C
Legal Lot Number	5
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3022
Census Tract	1602

Owner

Source: Hardin County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3576 LONE STAR RD, UPTON, KY 42784-9208
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Construction Loan · Construction Mortgage FARM CREDIT SERVICES/MIDLANDS FLCA
May 22, 2026	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES MID-AMERICA
Dec 20, 2024	Deed, Transfer
Dec 23, 2024	Deed, Transfer · Conventional Mortgage ABOUND FCU
Dec 17, 2024	Deed, Transfer
Dec 17, 2024	Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Dec 18, 2024	Deed, Transfer WEST POINT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Dec 23, 2024 · Amount on Record
Deed Book / Page	1601 / 689
Prior Transfer Date	Jun 16, 2008
Prior Transfer Doc	1265000640
Record Updated	Oct 29, 2026

May 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 22, 2026
Property Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497
Document Number	1601000689
Book / Page	1601 / 689
Instrument Date	May 22, 2026
Transaction Type	Construction Loan
Record Updated	Sep 24, 2026
Title Company	COLLIER TITLE INSURANCE COMPANY, COLLIER TITLE

Transaction

Amount	Amount Recorded
Tax	$555.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2616001193,
Date	May 22, 2026
Book Page	2616/1193

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Recording Date	May 22, 2026
Property Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497
Document Number	2616001193
Book / Page	2616 / 1193
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COLE TITLE, COLLIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2616001193,
Date	May 22, 2026
Book Page	2616/1193

Lender

Name	FARM CREDIT SERVICES MID-AMERICA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 20, 2024
Property Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497
Document Number	01577/1303
Book / Page	1577 / 1303
Map Reference	CAB 1 SH 7513
Instrument Date	Dec 20, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Tax	$390.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95120 ELDERBERRY LN, FERNANDINA BEACH, FL 32034-5379

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 23, 2024
Property Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497
Document Number	01577/1351
Book / Page	1577 / 1351
Map Reference	CAB 1 PG 7512
Instrument Date	Dec 20, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 WHISPRE PINES WAY E, ELIZABETHTOWN, KY 42701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497

Mortgage

Document Number	0002547998
Date	Dec 23, 2024
Instrument	2547/998

Lender

Name	ABOUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 17, 2024
Property Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497
Document Number	001577/959
Book / Page	1577 / 959
Instrument Date	Dec 16, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 AMISH ROAD, RUSSELLVILLE, KY 42276

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 17, 2024
Property Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497
Document Number	001577/969
Book / Page	1577 / 969
Map Reference	CAB 1 SH 7512
Instrument Date	Dec 16, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95120 ELDERBERRY LN # D, D, FERNANDINA, FL 32034-5379

Mortgage

Document Number	0025461494
Date	Dec 17, 2024
Instrument	2546/1494

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Oct 1, 2049

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 18, 2024
Property Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497
Document Number	01577/1030
Book / Page	1577 / 1030
Map Reference	CAB 1 SH 7513
Instrument Date	Dec 16, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$353.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3365 MILLERSTOWN RD, UPTON, KY 42784-9497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13388 RAIDER HOLLOW RD, UPTON, KY 42784-9220

Mortgage

Document Number	0002547145
Date	Dec 18, 2024
Instrument	2547/145

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2044

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00 (+21.72%)	$236,500 (+3.18%) Land $34,900 Building $201,600	$236,500 (+3.18%) Land $34,900 Building $201,600
2023		$229,200 Land $192,800 Building $36,400	$229,200 Land $192,800 Building $36,400
2021	$1,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: AT&T, Telecast Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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