3365 Kelsey Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3365 Kelsey Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,252 sqft Living Area
Lot Size	6,838 sqft (0.157 acres)
Garage	Attached, 399 sqft
Last Sale	$98,000 (2012)
Tax Bill	$4,207.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0601-0001-0870`
Alternative APNs	`263026060100010870` `87975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,252 sqft Living Area
Gross Area	1,686 sqft Gross Area
1st Floor	1,252 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,838 sqft (0.157 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	399 sqft Garage
Shed	1 Shed
Shed Area	80 sqft Shed
Porch Area	135 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3365 KELSEY LN
City	SAINT CLOUD
State	FL
Zip	34772-7035
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 87
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	CROSS CREEK ESTATES PHS 2 AND 3
Legal Phase	2
Legal Tract	601
Legal Block	870
Legal Lot Number	87
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2023
Census Tract	43304

Owner

Source: Osceola County records · APN 26-26-30-0601-0001-0870

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2012 · Amount on Record
Deed Sale	Dec 14, 2012 · Amount on Record
Prior Sale	Oct 30, 2012
Deed Doc Number	2012188005
Deed Book / Page	4366 / 2845
Record Refreshed	Jun 08, 2026

July 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2017
Property Address	3365 KELSEY LN, SAINT CLOUD, FL 34772-7035
Document Number	0051842963
Book / Page	005184 / 002963
Instrument Date	Jul 26, 2017
Instrument	108563
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Mortgage

Document Number	51862095
Date	Jul 27, 2017
Book Page	005186/002095
Instrument	110204

Lender

Name	GERMAN AM CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2836

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,501.00 (+6.99%)	$260,500 (+0.54%) Land $65,000 Building $195,500	$260,500 (+0.54%) Land $65,000 Building $195,500
2024	$4,207.00 (+5.54%)
2023	$3,986.00 (+16.96%)	$259,100 (+32.33%) Land $60,000 Building $199,100	$259,100 (+32.33%) Land $60,000 Building $199,100
2022	$3,408.00	$195,800 Land $55,000 Building $140,800	$195,800 Land $55,000 Building $140,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.