3364 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3364 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1978
Lot Size	0.785 acres (34,194 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Aug 2015)
Tax Bill	$324 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-079-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-079-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	34,194 sqft (0.785 acres)
Lot Dimensions	248 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	510 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	154 sqft
Patio Area	144 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3364 WILDERNESS CIR
City	MIDDLEBURG
State	FL
Zip	32068-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 89 MCRAE LANDING AS REC OR 3779 PG 322
Legal Range	25E
Legal Township	05S
Legal Section	37
Legal Subdivision	MCRAE LANDING
Legal Lot Number	89
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2003
Census Tract	30210

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3364 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 3, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2015 · Amount on Record
Deed Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	201542790
Deed Book / Page	3779 / 322
Prior Transfer Date	Feb 5, 2014
Prior Transfer Doc	0036260536
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3364 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046560910
Date	Oct 11, 2022
Book Page	4656/910
Instrument	2022060699

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3364 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045051225
Date	Sep 7, 2021
Book Page	4505/1225
Instrument	2021056064

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3364 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Document Number	0042191710
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3364 WILDERNESS CIR MIDDLEBURG FL 320684128, MIDDLEBURG, FL 32068-4128

Mortgage

Document Number	0042191710
Date	Aug 8, 2019
Book Page	004219/001710
Instrument	42244

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$128,049 (+5.99%)	$245,704 (-1.85%) Land $50,000 Building $195,704
2023	$324.00 (+54.29%) Disabled Person's exemption Veteran's exemption	$120,817 (+3%)	$250,344 (+15.01%) Land $50,000 Building $200,344
2022	$210.00 Disabled Person's exemption Veteran's exemption	$117,299	$217,670 Land $35,000 Building $182,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilderness Cir

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