3364 La Terraza Way, Laredo, TX 78046 Property Records

Webb County property record for 3364 La Terraza Way, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 2020
Lot Size	0.092 acres (4,025 sqft)
Owner	2 Individual Names on File
Last Sale	$160,300 (Jul 2020)
Tax Bill	$868 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-31002-280`

Property Details

APN / Parcel Number

Primary APN	`950-31002-280`
Alternative APN	`619771`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,025 sqft (0.092 acres)
Porch	Open Porch

Location & Zoning

Street Address	3364 LA TERRAZA WAY
City	LAREDO
State	TX
Zip	78046-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR, BLOCK 2, LOT 28, UNIT XII
Legal Subdivision	LOMAS DEL SUR
Legal Block	2
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1000
Census Tract	1806

Owner

3364 La Terraza Way is owned and occupied by two individuals who bought it in July 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3364 LA TERRAZA WAY, LAREDO, TX 78046-8160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 20, 2020	Vendor's Lien, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Deed Document Number	20201398267
Deed Book / Page	4823 / 645
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	004823/645
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3364 LA TERRAZA WAY, LAREDO, TX 78046-8160
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3364 LA TERRAZA WAY, LAREDO, TX 78046-8160

Mortgage

Document Number	0005123/54
Date	Sep 30, 2021
Book Page	5123/54
Instrument	1443965

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Aug 1, 2050

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 20, 2020
Property Address	3364 LA TERRAZA WAY, LAREDO, TX 78046-8160
Document Number	004823/645
Book / Page	4823 / 645
Map Reference	VOL 37 PG 18&19
Instrument Date	Jul 17, 2020
Instrument	1398267
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3364 LA TERRAZA WAY, LAREDO, TX 78046-8160

Mortgage

Document Number	0001398268
Date	Jul 20, 2020
Instrument	1398268

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3364 La Terraza Way was $868, up 2.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,772 (-0.46%) Land $44,758 Building $126,014	$170,772 (-0.46%) Land $44,758 Building $126,014
2025	$868.00 (+2.12%)	$171,565 Land $44,758 Building $126,807	$171,565 Land $44,758 Building $126,807
2024	$850.00
2023		$156,129 Land $26,122 Building $130,007	$156,129 Land $26,122 Building $130,007
2022	$1,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3364 La Terraza Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3364 La Terraza Way is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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