3364 13th St, Elkton, FL 32033 Property Records

St. Johns County property record for 3364 13th St, Elkton, FL 32033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1980
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$616 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137800-0110`

Property Details

APN / Parcel Number

Primary APN	`137800-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Width	150 ft Width
Porch	Finished Screened Porch
Porch Area	620 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3364 13TH ST
City	ELKTON
State	FL
Zip	32033-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	5-29 VERMONT HEIGHTS LOTS 11 13 & 15 BLK 64 OR1320/1785 &4069/1834(Q/C)
Legal Range	29E
Legal Township	08S
Legal Section	17
Legal Subdivision	VERMONT HEIGHTS
Legal Block	64
Legal Lot Number	11
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	3
Census Block	3005
Census Tract	21102

Owner

3364 13th St is owned and occupied by an individual who acquired it in August 2015.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3364 13TH ST, ELKTON, FL 32033-2249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Aug 22, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 7, 2015
Transfer Doc	0040691834
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Aug 12, 2026
Property Address	3364 13TH ST, ELKTON, FL 32033-2249
Document Number	0000069309
Book / Page	6419 / 1415
Instrument Date	Aug 5, 2026
Instrument	202669309
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3364 13TH ST, ELKTON, FL 32033-2249

Mortgage

Document Number	0000069309,
Date	Aug 12, 2026
Book Page	6419/1415
Instrument	202669309

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 10, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3364 13TH ST, ELKTON, FL 32033-2249
Document Number	0047860678
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3364 13TH ST ELKTON FL 320332249, ELKTON, FL 32033-2249

Mortgage

Document Number	0047860678
Date	Aug 28, 2019
Book Page	004786/000678
Instrument	63926

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 27, 2029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3364 13TH ST, ELKTON, FL 32033-2249
Document Number	0044271900
Book / Page	004427 / 001900
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3364 13TH ST ELKTON FL 320332249, ELKTON, FL 32033-2249

Mortgage

Document Number	0044271900
Date	Aug 29, 2017
Book Page	004427/001900
Instrument	59649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3364 13th St was $616 with exemptions applied, up 28.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,809 (+2.7%)	$266,338 (+7.46%) Land $84,750 Building $181,588
2025	$616.00 (+28.07%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$73,816	$247,853 Land $93,150 Building $154,703
2024	$481.00 (+1.05%)
2023	$476.00 (-26.99%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$69,647 (+3%)	$229,228 (+4.87%) Land $73,950 Building $155,278
2022	$652.00 Homeowner's exemption	$67,618	$218,591 Land $84,000 Building $134,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3364 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3364 13th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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