3362 Locust Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 3362 Locust Rd, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	3,516 sqft · built 1991
Lot Size	2.05 acres (89,385 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,760 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-546-1`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-546-1`
Alternative APN	`70413`

Interior

Full Baths	1 Bath
Building Area	3,516 sqft Total Area
1st Floor Area	2,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,385 sqft (2.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-546-1
Street Address	3362 LOCUST RD
City	GILMER
State	TX
Zip	75645-2799
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 546-1, 2.052 ACRES (+.12 AC IN RD) & HOUSE
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	1-546
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3022
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3362 LOCUST RD, GILMER, TX 75645-2799
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Mar 16, 2026	Intrafamily Transfer, Transfer
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	Sep 24, 2026
Property Address	3362 LOCUST RD, GILMER, TX 75645-2799
Document Number	0000006652
Instrument Date	Aug 25, 2026
Instrument	20266652
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	3362 LOCUST RD, GILMER, TX 75645-2799

Mortgage

Document Number	0000006652,
Date	Sep 24, 2026
Instrument	20266652

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	Mar 16, 2026
Property Address	3362 LOCUST RD, GILMER, TX 75645-2799
Document Number	0202601641
Map Reference	VOL 885 PG 334
Instrument Date	Mar 6, 2026
Instrument	202601641
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3362 LOCUST RD, GILMER, TX 75645-2799

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	3362 LOCUST RD, GILMER, TX 75645-2799
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110336
Date	Dec 30, 2021
Instrument	202110336

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,760.00 (+114.86%) Homeowner's exemption	$251,130 (+2.56%) Land $56,570 Building $194,560	$251,130 (+2.56%) Land $56,570 Building $194,560
2025	$1,750.00 (-26.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$244,870 (+3.46%) Land $47,590 Building $197,280	$244,870 (+3.46%) Land $47,590 Building $197,280
2023		$236,670 Land $48,050 Building $188,620	$236,670 Land $48,050 Building $188,620
2022	$2,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Etex Telephone DSL	50 / 3
Verizon Fixed Wireless	25 / 6

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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