33608 Hilltop Ter, Bigfork, MT 59911 Property Records

Lake County property record for 33608 Hilltop Ter, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,212 sqft · built 1999
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jul 2018)
Tax Bill	$2,913 (2026)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`R1518300`

Property Details

APN / Parcel Number

Primary APN	`R1518300`
Alternative APNs	`15-3708-18-3-04-02-0000` `0000015299`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	2,212 sqft
Basement Area	569 sqft
Finished Basement	569 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling
Garage Area	815 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	474 sqft
Deck Area	148 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000015299
Street Address	33608 HILLTOP TER
City	BIGFORK
State	MT
Zip	59911-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING ESTATES, S18, T26 N, R19 W, LOT 13, ACRES 1.09, AMND PLAT
Legal Range	19W
Legal Township	26N
Legal Section	18
Legal Subdivision	STERLING ESTATES
Legal Lot Number	13
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	1
Census Block	1031
Census Tract	200

Owner

33608 Hilltop Ter is owned and occupied by an individual who acquired it in May 2025.

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Construction Mortgage HOMES MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Aug 23, 2006	Deed of Trust, Mortgage · Line of Credit FLATHEAD BANK
Apr 24, 2026	Transfer on Death Deed, Transfer WESTERN RESOURCES TITLE, WESTERN RESOURCES
May 7, 2025	Affidavit of Death of Joint Tenant, Transfer
May 7, 2025	Transfer on Death Deed, Transfer
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Dec 30, 2008	Warranty Deed, Transfer · Conventional Mortgage FLATHEAD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Dec 30, 2008 · Amount on File
Deed Document Number	2018563099
Last Transfer Date	May 7, 2025
Transfer Doc	0000631509
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jun 12, 2026
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Document Number	0000639182
Instrument Date	Jun 12, 2026
Instrument	2026639182
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000639182,
Date	Jun 12, 2026
Instrument	2026639182

Lender

Name	HOMES MORTGAGE LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate Type	Balloon
Rate	6.36%
Initial Type	Balloon
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000577663
Date	Jun 8, 2020
Instrument	577663

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571150
Date	Aug 12, 2019
Instrument	571150

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591963
Date	Sep 13, 2021
Instrument	591963

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000472164
Date	Aug 23, 2006
Instrument	472164

Lender

Name	FLATHEAD BANK
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Apr 24, 2026
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Document Number	0000638319
Instrument Date	Apr 23, 2026
Instrument	2026638319
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE MT
Recording Date	May 7, 2025
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Document Number	0000631509
Instrument Date	May 5, 2025
Instrument	631509
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	May 7, 2025
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Document Number	0000631510
Instrument Date	May 5, 2025
Instrument	631510
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 9, 2018
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Document Number	0000563099
Instrument Date	Jul 10, 2015
Instrument	563099
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1300 PEACE PORTAL DR, BLAINE, WA 98230-8998

Mortgage

Document Number	0000563100
Date	Jul 9, 2018
Instrument	563100

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

December 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 30, 2008
Property Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413
Document Number	0000494585
Instrument Date	Dec 17, 2008
Instrument	494585
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33608 HILLTOP TER, BIGFORK, MT 59911-8413

Mortgage

Document Number	0000494586
Date	Dec 30, 2008
Instrument	494586

Lender

Name	FLATHEAD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 33608 Hilltop Ter was $2,913, down 7.7% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,913.00 (-7.7%)	$800,500 (-)
2025	$3,156.00	$800,500	$800,500 Land $168,937 Building $631,563
2023	$4,005.00	$678,000	$678,000 Land $180,092 Building $497,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33608 Hilltop Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33608 Hilltop Ter is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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