3360 River Rd, Richfield, NC 28137 Property Records

Rowan County property record for 3360 River Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1999
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Tax Bill	$1,490 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530B037`

Property Details

APN / Parcel Number

Primary APN	`530B037`
Alternative APN	`6040760`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Detached
Garage Area	864 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3360 RIVER RD
City	RICHFIELD
State	NC
Zip	28137-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L28 2.05AC
Legal Subdivision	STILLWATER SECTION 2
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1028
Census Tract	50904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3360 RIVER RD, RICHFIELD, NC 28137-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust · Line of Credit SKY FEDERAL CREDIT UNION
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit SKY FEDERAL CREDIT UNION
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2003
Transfer Doc	0989000470
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Apr 6, 2026
Property Address	3360 RIVER RD, RICHFIELD, NC 28137-9772
Document Number	1480000550
Book / Page	1480 / 550
Instrument Date	Apr 6, 2026
Record Updated	Apr 14, 2026
Title Company	DATA SEARCH (RECORDING SERVI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 RIVER RD, RICHFIELD, NC 28137-9772

Mortgage

Document Number	1480000550,
Date	Apr 6, 2026
Book Page	1480/550

Lender

Name	SKY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Apr 6, 2026
Property Address	3360 RIVER RD, RICHFIELD, NC 28137-9772
Document Number	0014800550
Book / Page	1480 / 550
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 RIVER RD, RICHFIELD, NC 28137-9772

Mortgage

Document Number	1480000550,
Date	Apr 6, 2026
Book Page	1480/550

Lender

Name	SKY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	3360 RIVER RD, RICHFIELD, NC 28137-9772
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 RIVER RD, RICHFIELD, NC 28137-9772

Mortgage

Document Number	0014060902
Date	Jul 28, 2022
Book Page	1406/902

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	3360 RIVER RD, RICHFIELD, NC 28137-9772
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013930892
Date	Jan 27, 2022
Book Page	1393/892

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,490.00	$222,517 (-) Land $36,500 Building $186,017	$222,517 (-) Land $36,500 Building $186,017
2023	$1,490.00	$222,517 Land $36,500 Building $186,017	$222,517 Land $36,500 Building $186,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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