McCreary County property record for 336 Mine 18 Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1934 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Dec 2025) |
| Tax Bill | $530 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-40-07-022.00 |
| Primary APN | 106-40-07-022.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 864 sqft Living Area |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Family Room | Family Room |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 468 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 336 MINE 18 RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.50 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960302 |
Source: McCreary County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 336 MINE 18 RD, STEARNS, KY 42647-6131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 15, 2025 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Nov 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | Nov 7, 2018 · Amount on Record |
| Deed Document Number | 2025157453 |
| Deed Book / Page | 243 / 436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Dec 15, 2025 |
| Property Address | 336 MINE 18 RD, STEARNS, KY 42647-6131 |
| Document Number | 00D243/436 |
| Book / Page | D243 / 436 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 157453 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | KY MOUNTAIN LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 MINE 18 RD, STEARNS, KY 42647-6131 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 336 MINE 18 RD, STEARNS, KY 42647-6131 |
| Document Number | 0000157454 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 157454 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 00M259/271 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | M259/271 |
| Instrument | 157455 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Nov 7, 2018 |
| Property Address | 336 MINE 18 RD, STEARNS, KY 42647-6131 |
| Document Number | 00D217/526 |
| Book / Page | D217 / 526 |
| Map Reference | DB 184 PG 50 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 126512 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | IMAG TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 2754 MINE 18 RD, 2754, STRUNK, KY 42649-9351 |
| Name | Verified Name |
|---|---|
| Address | 336 MINE 18 RD, STEARNS, KY 42647-6131 |
| Document Number | 000M217/16 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | M217/16 |
| Instrument | 126513 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530.00 (+0.38%) | $66,000 (-) | $66,000 (-) |
| 2024 | $528.00 (-1.86%) | $66,000 (-) | $66,000 (-) |
| 2023 | $538.00 | $66,000 | $66,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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