336 E Orleans St, Otsego, MI 49078 Property Records

Allegan County property record for 336 E Orleans St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,222 sqft · built 1880
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54-108-007-00`

Property Details

APN / Parcel Number

Primary APN	`54-108-007-00`
Alternative APN	`03-54-108-007-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,222 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	432 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Stucco
Foundation Type	No Foundation
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	165 ft deep x 65 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	336 E ORLEANS ST
City	OTSEGO
State	MI
Zip	49078-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 7 BLOCK 8 O. P. SEC 22 & 23.
Legal Block	8
Legal Lot Number	7
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2005
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	336 E ORLEANS ST, OTSEGO, MI 49078-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2003
Deed Sale	Oct 10, 2003
Prior Sale	Nov 14, 1997
Deed Book / Page	2570 / 450
Prior Transfer Date	Oct 2, 2003
Prior Transfer Doc	2570000450
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	336 E ORLEANS ST, OTSEGO, MI 49078-1129
Transaction Type	Mortgage
Record Updated	Aug 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4492/20
Date	Aug 4, 2020
Book Page	4492/20

Lender

Name	ADVIA CU
Type	Credit Union
Address	45007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,400 (+34.22%) Land $11,000 Building $100,400	$222,800 (+34.22%) Land $22,000 Building $200,800
2025	$2,452.00 (+19.38%)
2023		$83,000 Land $5,600 Building $77,400	$166,000 Land $11,200 Building $154,800
2022	$2,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20