3358 Circle Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 3358 Circle Dr, Commerce Township, MI 48382

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 3,794 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$692,000 (Dec 2004)
Tax Bill	$5,806 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-16-476-009`

Property Details

APN / Parcel Number

Primary APN	`E-17-16-476-009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,794 sqft Living Area
1st Floor Area	2,186 sqft
Basement Area	1,674 sqft
Finished Basement	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	7,841 sqft (0.18 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	56 sqft
Patio Area	358 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3358 CIRCLE DR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1957
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R8E, SEC 16 OAKLAND COUNTY CONDOMINIUM PLAN NO 615 ISLAND CLUB CONDOMINIUM UNIT 6 L 10932 P 785 6-12-89 FR 001, 427-001 & 455-015
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	6
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1023
Census Tract	134300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Intrafamily Transfer, Transfer
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 23, 2019	Deed of Trust, Mortgage · ARM CITIZENS BANK NA
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2004 · Amount on Record
Deed Sale	Dec 10, 2004 · Amount on Record
Prior Sale	Jan 9, 1995 · Amount on Record
Deed Document Number	2004484628
Deed Book / Page	34566 / 238
Last Transfer Date	Dec 18, 2025
Transfer Doc	20260003202
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 7, 2026
Property Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957
Document Number	20260003202
Book / Page	60855 / 711
Instrument Date	Dec 18, 2025
Instrument	20260003202
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957

Mortgage

Document Number	0000109306
Date	Apr 22, 2021
Book Page	56124/470
Instrument	109306

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010963
Date	Jan 23, 2019
Book Page	52526/00186
Instrument	010963

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3358 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030541
Date	Mar 6, 2019
Book Page	52625/00368
Instrument	030541

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,806.00 (-35.15%) Homeowner's exemption	$511,530 (+8.49%)	$1,023,060 (+8.49%)
2024	$8,953.00 (+13.78%)
2023		$471,490	$942,980
2021	$7,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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