33574 Rd M, Mancos, CO 81328 Property Records

Montezuma County property record for 33574 Rd M, Mancos, CO 81328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 2008
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Sep 2020)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R014570`

Property Details

APN / Parcel Number

Primary APN	`R014570`
Alternative APN	`560718101002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Total Area
Basement Area	1,195 sqft
Finished Basement	1,195 sqft
Flooring	Carpet

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Detached
Garage Area	1,110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R014570
Street Address	33574 ROAD M
City	MANCOS
State	CO
Zip	81328-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R 3-9
Legal Description	SUBDIVISION: CIMARRON RANCH SUB LOT: B 3.12AC B704 P749-52
Legal Subdivision	CIMARRON RANCH SUB
Legal Lot Number	B
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	3
Census Block	3013
Census Tract	969600

Owner

33574 Rd M is owned and occupied by two individuals who bought it in September 2020.

Source: Montezuma County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33574 ROAD M, MANCOS, CO 81328-9117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Mar 10, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 31, 2008	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Sep 6, 2022	Special Warranty Deed, Transfer · VA Mortgage AMCAP MORTGAGE LTD
Sep 8, 2020	Warranty Deed, Transfer LAND TITLE GUARANTEE
Jun 29, 2007	Warranty Deed, Construction Loan · Construction Mortgage MANCOS VALLEY BANK
Jun 20, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Jun 29, 2007 · Amount on File
Deed Document Number	2020631699
Prior Transfer Date	Oct 11, 2004
Prior Transfer Doc	0000526492
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Recording Date	May 18, 2026
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Document Number	0000667133
Instrument Date	May 7, 2026
Instrument	2026667133
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	33574 ROAD M, MANCOS, CO 81328-9117

Mortgage

Document Number	0000667133,
Date	May 18, 2026
Instrument	2026667133

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000620664
Date	Dec 17, 2018
Instrument	620664

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000569599
Date	Mar 10, 2010
Instrument	569599

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2040

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000559834
Date	Oct 31, 2008
Instrument	559834

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2038

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 6, 2022
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Document Number	0000647270
Map Reference	MB 14 PG 54
Instrument Date	Sep 6, 2022
Instrument	647270
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33624 M, MANCOS, CO 81328

Mortgage

Document Number	0000647271
Date	Sep 6, 2022
Instrument	647271

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 8, 2020
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Document Number	0000631699
Map Reference	MB 14 PG 54
Instrument Date	Sep 1, 2020
Instrument	631699
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$36.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33624 ROAD M, MANCOS, CO 81328-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33624 ROAD M, MANCOS, CO 81328-9189

June 2007: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 29, 2007
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Document Number	0000549585
Map Reference	MB14 PG54
Instrument Date	Jun 25, 2007
Instrument	549585
Transaction Type	Construction Loan
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 125, MANCOS, CO 81328-0125

Mortgage

Document Number	0000549586
Date	Jun 29, 2007
Instrument	549586

Lender

Name	MANCOS VALLEY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 29, 2008

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 20, 2007
Property Address	33574 ROAD M, MANCOS, CO 81328-9117
Document Number	0000549324
Map Reference	MB14 PG54
Instrument Date	Jun 14, 2007
Instrument	549324
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 N 29TH PL, PHOENIX, AZ 85016-5815

Tax Assessment & Valuation

The 2025 property tax bill for 33574 Rd M was $2,134, up 31.7% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Mancos School District RE-6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+31.73%)	$35,505 (+19.82%) Land $8,358 Building $27,147	$446,042 (+19.82%) Land $105,000 Building $341,042
2024	$1,620.00 (+1.5%)	$29,631 (-12.87%) Land $3,745 Building $25,886	$372,250 (-12.87%) Land $47,049 Building $325,201
2023	$1,596.00 (+19.55%)	$34,009 (+42.36%) Land $4,298 Building $29,711	$427,250 (+42.36%) Land $54,000 Building $373,250
2022	$1,335.00	$23,889 Land $5,373 Building $18,516	$300,118 Land $67,500 Building $232,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33574 Rd M in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33574 Rd M is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 59% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	25 / 5

May also be available: CenturyLink.

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