3357 Spruce Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3357 Spruce Tree Ln, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,110 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$137,000 (Aug 2005)
Tax Bill$1,326 (2025)
Deeds & MortgagesSep 2026 Transfer
Jul 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN002-40-03-027.00

Property Details

APN / Parcel Number

Primary APN002-40-03-027.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,110 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3357 SPRUCE TREE LN
CityERLANGER
StateKY
Zip41018-1158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY HILL SEC 3 LOT 27
Legal SubdivisionCHERRY HILL
Legal Phase3
Legal Lot Number27
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3056
Census Tract67200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3357 SPRUCE TREE LN, ERLANGER, KY 41018-1158
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 13, 2022Intrafamily Transfer, Transfer
Feb 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2005 · Amount on Record
Deed SaleAug 10, 2005 · Amount on Record
Prior SaleMar 21, 2005 · Amount on Record
Deed Document Number200508 10 059 00140
Deed Book / Page2706 / 3
Last Transfer DateSep 11, 2026
Transfer Doc0000021340
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateSep 17, 2026
Property Address3357 SPRUCE TREE LN, ERLANGER, KY 41018-1158
Document Number0000021340
Book / Page499 / 597
Instrument DateSep 11, 2026
Instrument2026091721340
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3357 SPRUCE TREE LN, ERLANGER, KY 41018-1158

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJul 13, 2022
Property Address3357 SPRUCE TREE LN, ERLANGER, KY 41018-1158
Document Number0005900157
Book / Page176 / 715
Map ReferenceSL 41970
Instrument DateJul 6, 2022
Instrument22071305900157
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9393 LAGO MAR CT, 9393, FLORENCE, KY 41042-4793

Transferred To (Grantee/Buyer)

NameVerified Name
Address3357 SPRUCE TREE LN, ERLANGER, KY 41018-1158

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 23, 2017
Property Address3357 SPRUCE TREE LN, ERLANGER, KY 41018-1158
Document Number0000000286
Book / Page0C6102 / 000262
Instrument DateFeb 15, 2017
Instrument286
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3357 SPRUCE TREE LN ERLANGER KY 410181158, ERLANGER, KY 41018-1158

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,000 (-) Land $25,000 Building $158,000$183,000 (-) Land $25,000 Building $158,000
2025$1,326.00 (-8.93%) Homeowner's exemption$183,000 (-) Land $25,000 Building $158,000$183,000 (-) Land $25,000 Building $158,000
2023$1,456.00 Homeowner's exemption$183,000 Land $25,000 Building $158,000$183,000 Land $25,000 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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