3357 Richards Dr, Port Huron, MI 48060 Property Records

St. Clair County property record for 3357 Richards Dr, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1991
Lot Size	0.435 acres (18,949 sqft)
Owner	Individual Name on File
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-570-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-570-0004-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	18,949 sqft (0.435 acres)
Lot Dimensions	101 ft deep x 163 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3357 RICHARDS DR
City	PORT HURON
State	MI
Zip	48060-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 4 OLD COUNTRY ESTATES
Legal Subdivision	OLD COUNTRY ESTATES
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	635000

Owner

3357 Richards Dr is owned and occupied by an individual who acquired it in December 2015.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3357 RICHARDS DR, PORT HURON, MI 48060-7239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Aug 8, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2015
Transfer Doc	0046690700
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 20, 2026
Property Address	3357 RICHARDS DR, PORT HURON, MI 48060-7239
Document Number	0000008121
Book / Page	5916 / 613
Instrument Date	Apr 14, 2026
Instrument	20268121
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3357 RICHARDS DR, PORT HURON, MI 48060-7239

Mortgage

Document Number	0000008121,
Date	Apr 20, 2026
Book Page	5916/613
Instrument	20268121

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3357 RICHARDS DR, PORT HURON, MI 48060-7239
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3357 RICHARDS DR, PORT HURON, MI 48060-7239

Mortgage

Document Number	5448948
Date	Nov 15, 2021
Book Page	5448/948
Instrument	2021031974

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3357 RICHARDS DR, PORT HURON, MI 48060-7239
Document Number	0052300033
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3357 RICHARDS DR PORT HURON MI 480607239, PORT HURON, MI 48060-7239

Mortgage

Document Number	0052300033
Date	Aug 8, 2020
Book Page	005230/000033

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Aug 7, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3357 RICHARDS DR, PORT HURON, MI 48060-7239
Document Number	0051110309
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3357 RICHARDS DR PORT HURON MI 480607239, PORT HURON, MI 48060-7239

Mortgage

Document Number	0051110309
Date	Oct 22, 2019
Book Page	005111/000309

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 21, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3357 Richards Dr was $2,327 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,200 (+2.15%)	$218,400
2025	$2,327.00 (+3.06%) Homeowner's exemption	$106,900
2024	$2,258.00		$213,800
2023		$82,900
2022	$2,026.00		$165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3357 Richards Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3357 Richards Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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