3355 Preakness Pl, Chipley, FL 32428 Property Records

Washington County property record for 3355 Preakness Pl, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 2001
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2017)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000041510099`

Property Details

APN / Parcel Number

Primary APN	`000041510099`
Alternative APN	`41510099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,654 sqft Heated Area
Gross Area	2,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Carport
Carport	Carport
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000041510099
Street Address	3355 PREAKNESS PL
City	CHIPLEY
State	FL
Zip	32428-5680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-99 LEISURE LAKES 1ST ADDITION REC PLAT OR 1087 P 885
Legal Range	15W
Legal Township	01N
Legal Section	23
Legal Subdivision	LEISURE LAKES 1ST ADD
Legal Block	99
Legal Lot Number	B-99
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1009
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3355 PREAKNESS PL, CHIPLEY, FL 32428-5680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 3, 2017	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Mar 22, 2016 · Amount on Record
Deed Document Number	201767002680
Deed Book / Page	1087 / 885
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3355 PREAKNESS PL, CHIPLEY, FL 32428-5680
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3355 PREAKNESS PL, CHIPLEY, FL 32428-5680

Mortgage

Document Number	0067000498
Date	Jan 22, 2026
Book Page	1359/868
Instrument	202667000498

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 3, 2017
Property Address	3355 PREAKNESS PL, CHIPLEY, FL 32428-5680
Document Number	0067002680
Book / Page	1087 / 885
Map Reference	MB3 PG179
Instrument Date	May 2, 2017
Instrument	201767002680
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3715 DEER RUN RD, 3715, PANAMA CITY, FL 32409-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3355 PREAKNESS PL, CHIPLEY, FL 32428-5680

Mortgage

Document Number	0000000887
Date	May 3, 2017
Instrument	1087/887

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+7.31%) Homeowner's exemption	$125,668 (+2.9%)	$232,900 (+13.71%) Land $42,900 Building $190,000
2024	$1,095.00 (+2.91%) Homeowner's exemption	$122,126 (+3%)	$204,814 (+10.92%) Land $42,250 Building $162,564
2023	$1,064.00 (+3.7%) Homeowner's exemption	$118,569 (+3%)	$184,656 (+12.7%) Land $35,750 Building $148,906
2022	$1,026.00 Homeowner's exemption	$115,116	$163,849 Land $27,625 Building $136,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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