Osceola County property record for 3354 Cat Brier Trl, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,071 sqft · built 2003 |
| Lot Size | 0.198 acres (8,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Nov 2022) |
| Tax Bill | $11,550 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-26-32-2612-0001-B039 |
| Primary APN | 30-26-32-2612-0001-B039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,071 sqft Living Area |
| Gross Area | 6,356 sqft |
| 1st Floor Area | 2,197 sqft |
| Upper Floors Area | 1,092 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,624 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 1,404 sqft |
| Patio Area | 700 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3354 CAT BRIER TRL |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 39B |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | BIRCHWOOD NBHDS B AND C |
| Legal Tract | R |
| Legal Block | B039 |
| Legal Lot Number | 39B |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2181 |
| Census Tract | 43801 |
3354 Cat Brier Trl is owned and occupied by two individuals who acquired it in September 2025.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Nov 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Mar 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on File |
| Deed Sale | Nov 22, 2022 · Amount on File |
| Prior Sale | Mar 30, 2022 · Amount on File |
| Deed Document Number | 2022169212 |
| Deed Book / Page | 6318 / 2526 |
| Last Transfer Date | Sep 18, 2025 |
| Transfer Doc | 0068522479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 25, 2025 |
| Property Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Document Number | 0068522479 |
| Book / Page | 6852 / 2479 |
| Map Reference | MB 14 PG 67-73 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025117583 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Document Number | 0063790545 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 6379/545 |
| Instrument | 2023036223 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 34905 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 21, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2022 |
| Property Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Document Number | 0063182526 |
| Book / Page | 6318 / 2526 |
| Map Reference | MB 2144 PG 392 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022169212 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4850 HOLOPAW RD, 4850, SAINT CLOUD, FL 34773-9370 |
| Name | Verified Name |
|---|---|
| Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Document Number | 0063182527 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 6318/2527 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 30, 2022 |
| Property Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Document Number | 0061830089 |
| Book / Page | 6183 / 89 |
| Map Reference | MB 2144 PG 392 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022050624 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CROSSLAND HOUSE, HOWLEIGH BLAGDON HILL XX |
| Name | Verified Name |
|---|---|
| Address | 3354 CAT BRIER TRL, HARMONY, FL 34773-6031 |
| Document Number | 0000618390 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 6183/90 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 8.12% |
The 2025 property tax bill for 3354 Cat Brier Trl was $11,550, up 3.4% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,550.00 (+3.44%) | $575,162 (+2.9%) | $670,900 (+1.15%) Land $80,000 Building $590,900 |
| 2024 | $11,166.00 (+1.93%) Homeowner's exemption | $558,953 (+3%) | $663,300 (+2.3%) Land $80,000 Building $583,300 |
| 2023 | $10,955.00 (-0.27%) Homeowner's exemption | $542,673 (-7.79%) | $648,400 (+10.18%) Land $70,000 Building $578,400 |
| 2022 | $10,985.00 | $588,500 Land $65,000 Building $523,500 | $588,500 Land $65,000 Building $523,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3354 Cat Brier Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3354 Cat Brier Trl is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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