3352 White Level Rd, Castalia, NC 27816 Property Records

Franklin County property record for 3352 White Level Rd, Castalia, NC 27816

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,384 sqft · built 1960
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Oct 1999)
Tax Bill	$906 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2866-38-5375`

Property Details

APN / Parcel Number

Primary APN	`2866-38-5375`
Alternative APNs	`M05 00 080A` `034606` `39414`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Total Area
Basement Area	904 sqft
Finished Basement	904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)

Exterior Amenities

Porch	Slab
Porch Area	334 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3352 WHITE LEVEL RD
City	CASTALIA
State	NC
Zip	27816-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO AR
Legal Subdivision	EVANS LOT
Legal Lot Number	1
Jurisdiction	FRANKLIN NC
Township / Civil Division	CEDAR ROCK
Census Block Group	2
Census Block	2035
Census Tract	60200

Owner

3352 White Level Rd is owned and occupied by two individuals who bought it in October 1999.

Source: Franklin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3352 WHITE LEVEL RD, CASTALIA, NC 27816-9154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 1999 · Amount on File
Deed Sale	Oct 25, 1999 · Amount on File
Deed Book / Page	1157 / 804
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Recording Date	Oct 13, 2026
Property Address	3352 WHITE LEVEL RD, CASTALIA, NC 27816-9154
Document Number	0010119106
Book / Page	2446 / 540
Instrument Date	Oct 6, 2026
Instrument	202610119106
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010119106,
Date	Oct 13, 2026
Book Page	2446/540
Instrument	202610119106

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	3352 WHITE LEVEL RD, CASTALIA, NC 27816-9154
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023050829
Date	Jun 21, 2022
Book Page	2305/829

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.7%
Index	5-Year CMT
Margin	2
Max Rate	9.7%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	3352 WHITE LEVEL RD, CASTALIA, NC 27816-9154
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022451211
Date	Mar 10, 2021
Book Page	2245/1211

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	3352 WHITE LEVEL RD, CASTALIA, NC 27816-9154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021541716
Date	Jul 6, 2018
Book Page	2154/1716

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LOUISBURG, NC 27549

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3352 White Level Rd was $906.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00	$127,420 Land $41,580 Building $85,840	$127,420 Land $41,580 Building $85,840
2023	$732.00	$68,783 Land $13,613 Building $55,170	$68,783 Land $13,613 Building $55,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3352 White Level Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3352 White Level Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	60 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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