3352 Rosehill Ter, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3352 Rosehill Ter, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,629 sqft · built 1965
Lot Size	0.312 acres (13,590 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2024)
Tax Bill	$5,914 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-04-152-007`

Property Details

APN / Parcel Number

Primary APN	`8813-04-152-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Finished Basement	550 sqft
Unfinished Basement	924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	13,590 sqft (0.312 acres)
Lot Dimensions	151 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	351 sqft
Patio Area	476 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3352 ROSEHILL TER
City	WATERLOO
State	IA
Zip	50701-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXON PLACE SECOND ADDITION LOT 43 EXC S 10 FT
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	DIXON PLACE SECOND ADDITION
Legal Lot Number	43
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	1302

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3404 ROSEHILL TER, WATERLOO, IA 50701-4714
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CEDAR RAPIDS BANK & TRUST CO
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	20244305
Prior Transfer Date	Jun 12, 2008
Prior Transfer Doc	0000025264
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 27, 2023
Property Address	3352 ROSEHILL TER, WATERLOO, IA 50701-4712
Document Number	202400004305
Instrument Date	Sep 20, 2023
Instrument	202400004305
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3352 ROSEHILL TER, WATERLOO, IA 50701-4712

Mortgage

Document Number	202400004306
Date	Sep 27, 2023
Instrument	202400004306

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3352 ROSEHILL TER, WATERLOO, IA 50701-4712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008237
Date	Oct 19, 2020
Instrument	202100008237

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,914.00 (+7.33%)	$289,800 (+28.31%) Land $36,720 Building $253,080	$289,800 (+28.31%) Land $36,720 Building $253,080
2024	$5,510.00 (+38.3%)
2023		$225,860 (+18.71%) Land $36,720 Building $189,140	$225,860 (+18.71%) Land $36,720 Building $189,140
2022	$3,984.00 Homeowner's exemption	$190,260 Land $36,720 Building $153,540
2021			$190,260 Land $36,720 Building $153,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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