3351 Oneill Ct, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3351 Oneill Ct, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,077 sqft · built 1988
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2016)
Tax Bill	$12,396 (2025)
Deeds & Mortgages	Oct 2023 Re-recorded Document Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-031-42`

Property Details

APN / Parcel Number

Primary APN	`030-031-42`
Alternative APN	`030-031-42-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,077 sqft Living Area
Gross Area	2,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Tile
Lot Area	6,186 sqft (0.142 acres)
Garage Type	Attached
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3351 ONEILL CT
City	SOQUEL
State	CA
Zip	95073-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	PAPER MILL TR #1140
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1033
Census Tract	122001

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3351 ONEILL CT, SOQUEL, CA 95073-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Re-recorded Document
Oct 24, 2023	Intrafamily Transfer, Transfer
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2016 · Amount on Record
Deed Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	201611641
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000018280
Record Updated	Sep 20, 2026

October 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 24, 2023
Property Address	3351 ONEILL CT, SOQUEL, CA 95073-2238
Document Number	0000020373
Map Reference	MB 77 PG 1
Instrument Date	Oct 23, 2023
Instrument	2023-0020373
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3351 ONEILL CT, SOQUEL, CA 95073-2238

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 24, 2023
Property Address	3351 ONEILL CT, SOQUEL, CA 95073-2238
Document Number	0000020374
Map Reference	MB 77 PG 1
Instrument Date	Oct 23, 2023
Instrument	2023-0020374
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3351 ONEILL CT, SOQUEL, CA 95073-2238

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3351 ONEILL CT, SOQUEL, CA 95073-2238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 ONEILL CT, SOQUEL, CA 95073-2238

Mortgage

Document Number	0000037663
Date	Sep 22, 2020
Instrument	2020-0037663

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$965,979 (+2%) Land $579,587 Building $386,392
2025	$12,396.00 (+9.87%) Homeowner's exemption	$947,038 (+4.04%) Land $568,223 Building $378,815
2023	$11,282.00 (+1.29%) Homeowner's exemption	$910,263 Land $546,158 Building $364,105	$1,268,010
2022	$11,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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