3350 Arbor Ter, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3350 Arbor Ter, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,681 sqft · built 1993
Lot Size	0.097 acres (4,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Dec 2025)
Tax Bill	$4,204 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046B4-01-0J-03900`

Property Details

APN / Parcel Number

Primary APN	`046B4-01-0J-03900`
Alternative APN	`12840`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,681 sqft Finished Area
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,237 sqft (0.097 acres)
View / Lot	Proximity to Airport
Garage Area	200 sqft

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3350 ARBOR TER
City	CHARLOTTESVILLE
State	VA
Zip	22911-7227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	FOREST LAKES TOWNHOUSES B J 39
Legal Subdivision	FOREST LAKES TOWNHOUSES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3221 POPLAR RIDGE RD, CHARLOTTESVILLE, VA 22911-7599
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Jul 19, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	202512527
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 30, 2025
Property Address	3350 ARBOR TER, CHARLOTTESVILLE, VA 22911-7227
Document Number	202500012527
Map Reference	MB 1333 PG 110
Instrument Date	Dec 18, 2025
Instrument	202500012527
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3221 POPLAR RIDGE RD, CHARLOTTESVILLE, VA 22911-7599

Mortgage

Document Number	202500012528
Date	Dec 30, 2025
Instrument	202500012528

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 19, 2019
Property Address	3350 ARBOR TER, CHARLOTTESVILLE, VA 22911-7227
Document Number	0000007596
Book / Page	005194 / 000044
Instrument Date	Jul 3, 2019
Instrument	7596
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LEGO DR CHARLOTTESVILLE VA 229118613, CHARLOTTESVILLE, VA 22911-8613

Mortgage

Document Number	7597
Date	Jul 19, 2019
Book Page	005194/000052
Instrument	7597

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,204.00 (+14.96%)	$470,300 (+14.96%) Land $99,000 Building $371,300	$470,300 (+14.96%) Land $99,000 Building $371,300
2025	$3,657.00 (+31.36%)	$409,100 (+25.49%) Land $93,500 Building $315,600	$409,100 (+25.49%) Land $93,500 Building $315,600
2023	$2,784.00	$326,000 Land $88,000 Building $238,000	$326,000 Land $88,000 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

Nearby Properties on Arbor Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures