335 Vista Ter, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 335 Vista Ter, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,566 sqft · built 1951
Lot Size0.553 acres (24,089 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Jan 2021)
Tax Bill$8,776 (2025)
Deeds & MortgagesNov 2023 Mortgage
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN087-202-20

Property Details

APN / Parcel Number

Primary APN087-202-20
Alternative APN
  • 087-202-20-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,566 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area24,089 sqft (0.553 acres)
TerrainSteep
View / LotMountain
Deck Area730 sqft
Patio Area730 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address335 VISTA TER
CityBOULDER CREEK
StateCA
Zip95006-9020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionLANDS/ROBERT DAWSON
Legal Lot NumberB,1-3
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1044
Census Tract120500

Owner

335 Vista Ter is owned and occupied by two individuals who bought it in January 2021.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address335 VISTA TER, BOULDER CREEK, CA 95006-9020
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 31, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jan 27, 2021Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
May 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2021 · Amount on File
Deed SaleJan 27, 2021 · Amount on File
Prior SaleDec 14, 2012 · Amount on File
Deed Document Number20214702
Prior Transfer DateOct 25, 2001
Prior Transfer Doc0000070640
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address335 VISTA TER, BOULDER CREEK, CA 95006-9020
Transaction TypeMortgage
Record UpdatedDec 7, 2023
Title CompanyNOT AVAILABLE, ER TITLE CONNECT SIM

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 VISTA TERRAE, BOULDER CREEK, CA 95006-9020

Mortgage

Document Number0000022612
DateNov 22, 2023
Instrument2023-0022612
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term481 Months
DueDec 1, 2063

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address335 VISTA TER, BOULDER CREEK, CA 95006-9020
Transaction TypeMortgage
Record UpdatedJun 15, 2022
Title CompanyTITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 VISTA TER, BOULDER CREEK, CA 95006-9020

Mortgage

Document Number0000016831
DateMay 31, 2022
Instrument2022-0016831
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address335 VISTA TER, BOULDER CREEK, CA 95006-9020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011091
DateApr 29, 2019
Instrument2019-0011091
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 27, 2021
Property Address335 VISTA TER, BOULDER CREEK, CA 95006-9020
Document Number0000004702
Map ReferenceVOL 14 PG 34
Instrument DateJan 21, 2021
Instrument2021-0004702
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address335 VISTA TER, BOULDER CREEK, CA 95006-9020

Mortgage

Document Number0000004703
DateJan 27, 2021
Instrument2021-0004703
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address335 VISTA TER, BOULDER CREEK, CA 95006-9020
Document Number0000016587
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJun 11, 2018
Title CompanyCHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 VISTA TER BOULDER CREEK CA 950069020, BOULDER CREEK, CA 95006-9020

Mortgage

Document Number0000016587
DateJun 1, 2018
Instrument16587
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 335 Vista Ter was $8,776.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,693 (+2%) Land $437,216 Building $291,477
2025$8,776.00$714,405 Land $428,643 Building $285,762
2023$8,408.00 (+2.41%)$686,664 Land $411,998 Building $274,666$655,920
2022$8,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 335 Vista Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2016–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 335 Vista Ter is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: Surfnet Communications, Verizon.

Nearby Properties on Vista Ter

Nearby Streets

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