335 Lucerne Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 335 Lucerne Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 1973
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jun 2018)
Tax Bill	$8,500 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-551-14`

Property Details

APN / Parcel Number

Primary APN	`049-551-14`
Alternative APNs	`049-551-14-000` `04930123000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,098 sqft Living Area
Gross Area	1,578 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Material	Other
Lot Area	15,507 sqft (0.356 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	335 LUCERNE AVE
City	WATSONVILLE
State	CA
Zip	95076-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1015
Census Tract	110700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	335 LUCERNE AVE, WATSONVILLE, CA 95076-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 14, 2018	Grant Deed, Transfer · FHA Mortgage OPES ADVISORS
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage GERALD ENOMOTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	201818122
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	335 LUCERNE AVE, WATSONVILLE, CA 95076-2013
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	BOSTON NATIONAL TITLE, BOSTON NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 LUCERNE AVE, WATSONVILLE, CA 95076-2013

Mortgage

Document Number	0000020877
Date	Apr 12, 2021
Instrument	2021-0020877

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	335 LUCERNE AVE, WATSONVILLE, CA 95076-2013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032757
Date	Oct 23, 2019
Instrument	2019-0032757

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 14, 2018
Property Address	335 LUCERNE AVE, WATSONVILLE, CA 95076-2013
Document Number	0000018122
Instrument Date	Jun 11, 2018
Instrument	18122
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	335 LUCERNE AVE WATSONVILLE CA 950762013, WATSONVILLE, CA 95076-2013

Mortgage

Document Number	18123
Date	Jun 14, 2018
Instrument	18123

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	335 LUCERNE AVE, WATSONVILLE, CA 95076-2013
Document Number	0000009407
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	335 LUCERNE AVE WATSONVILLE CA 950762013, WATSONVILLE, CA 95076-2013

Mortgage

Document Number	0000009407
Date	Mar 29, 2018
Instrument	9407

Lender

Name	GERALD ENOMOTO
Address	106 ELM ST, WATSONVILLE, CA 95076-5068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,746 (+2%) Land $479,322 Building $205,424
2025	$8,500.00 (+13.33%)	$671,320 (+4.04%) Land $469,924 Building $201,396
2023	$7,500.00 (+1.86%)	$645,252 Land $451,676 Building $193,576	$594,000
2022	$7,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1982–2011)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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