Union County property record for 33497 480th Ave, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 988 sqft · built 1974 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,313 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Aug 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14.00.10.4010 |
| Primary APN | 14.00.10.4010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 142,006 sqft (3.26 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 33497 480TH AVE |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADSHAW TR 1 SE1/4 SE1/4 (3.26A) |
| Legal Range | 49W |
| Legal Township | 89N |
| Legal Section | 10 |
| Legal Tract | 1 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | CIVIL BEND |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 20302 |
Source: Union County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33497 480TH AVE, JEFFERSON, SD 57038-6830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2024 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Aug 8, 2024 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Nov 20, 2025 | Personal Representative Deed, Transfer · Conventional Mortgage SIOUXLAND FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 33497 480TH AVE, JEFFERSON, SD 57038-6830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000184/598 |
|---|---|
| Date | Oct 22, 2024 |
| Book Page | 184/598 |
| Instrument | 242212 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | 1701 S MAIN AVE, SIOUX CENTER, IA 51250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 21, 2034 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 33497 480TH AVE, JEFFERSON, SD 57038-6830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000184/426 |
|---|---|
| Date | Aug 8, 2024 |
| Book Page | 184/426 |
| Instrument | 241627 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | 1701 S MAIN AVE, SIOUX CENTER, IA 51250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2034 |
| Change Frequency | Monthly |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Nov 20, 2025 |
| Property Address | 33497 480TH AVE, JEFFERSON, SD 57038-6830 |
| Document Number | 000115/713 |
| Book / Page | 115 / 713 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 252698 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33497 480TH AVE, JEFFERSON, SD 57038-6830 |
| Document Number | 0000186726 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 186/726 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.9% |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Civil Bend Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,313.00 (+64.98%) | $221,874 (+17.19%) Land $64,147 Building $157,727 |
| 2024 | $1,402.00 (+17.62%) | |
| 2023 | $1,192.00 (-7.02%) | $189,334 Land $45,819 Building $143,515 |
| 2022 | $1,282.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 41% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Fiber · Cable | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
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