Polk County property record for 3349 Summit Ln, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,479 sqft · built 2014 |
| Lot Size | 0.246 acres (10,694 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Oct 2024) |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-16-001015-000530 |
| Primary APN | 23-27-16-001015-000530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,479 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 2,479 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,694 sqft (0.246 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 240 sqft |
| Street Address | 3349 SUMMIT LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-4442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON SUMMIT PB 131 PGS 9-11 LOT 53 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | HUNTINGTON SUMMIT |
| Legal Tract | 1015 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12133 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 486 CHICKADEE CT, PLANT CITY, FL 33565-2819 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRSTRUST BANK |
| Jul 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on Record |
| Deed Sale | Oct 23, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 2024240263 |
| Deed Book / Page | 13306 / 1610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3349 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3349 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Document Number | 0000045226 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 13893/789 |
| Instrument | 2026045226 |
| Name | FIRSTRUST BANK |
|---|---|
| Type | Bank |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 19, 2022 |
| Property Address | 3349 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Document Number | 0000196036 |
| Book / Page | 12344 / 95 |
| Map Reference | MB 131 PG 9-11 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022196036 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | HOME SOLUTION TITLE INC, HOME SOLUTION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1704 NOMAT VISCOUNT #1-11-41-11-4, 1704, JAPAN XX |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3349 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Document Number | 0001234497 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 12344/97 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,314.00 (-22.12%) Homeowner's exemption | $373,938 (-3.14%) Land $52,000 Building $321,938 | $373,938 (-3.14%) Land $52,000 Building $321,938 |
| 2023 | $5,539.00 (+18.15%) | $386,054 (+13.37%) Land $50,000 Building $336,054 | $386,054 (+13.37%) Land $50,000 Building $336,054 |
| 2022 | $4,688.00 | $340,518 Land $42,000 Building $298,518 | $340,518 Land $42,000 Building $298,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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