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3349 Schoolhouse Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3349 Schoolhouse Rd, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,302 sqft · built 2008
Lot Size0.178 acres (7,797 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Nov 2021)
Tax Bill$9,889 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN127884

Property Details

APN / Parcel Number

Primary APN127884
Alternative APN
  • 302632261700011300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,302 sqft Heated Area
Gross Area3,292 sqft
1st Floor Area2,302 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,797 sqft (0.178 acres)
Garage TypeFinished
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area252 sqft
PorchOpen Porch
Porch Area483 sqft
Deck Area507 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number127884
Street Address3349 SCHOOLHOUSE RD
CityHARMONY
StateFL
Zip34773-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 130
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2617
Legal Block1
Legal Lot Number130
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2098
Census Tract43801

Owner

Source: Osceola County records · APN 127884

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3349 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 01, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2021 · Amount on Record
Deed SaleNov 02, 2021 · Amount on Record
Prior SaleApr 15, 2011 · Amount on Record
Deed Document Number2021169970
Deed Book / Page6077 / 2249
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 02, 2021
Property Address3349 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
Document Number0060772249
Book / Page6077 / 2249
Map ReferenceMB 17 PG 10&11
Instrument DateOct 29, 2021
Instrument2021169970
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6814 BUTTERFLY DR, 6814, HARMONY, FL 34773-6084

Transferred To (Grantee/Buyer)

NameVerified Name
Address3349 SCHOOLHOUSE RD, HARMONY, FL 34773-6008

Mortgage

Document Number60772251
DateNov 02, 2021
Instrument6077/2251
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3349 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
Document Number0056320409
Instrument DateNov 01, 2019
Transaction TypeMortgage
Record UpdatedDec 20, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3349 SCHOOLHOUSE RD HARMONY FL 347736008, HARMONY, FL 34773-6008

Mortgage

Document Number0056320409
DateDec 02, 2019
Book Page005632/000409
Instrument155166
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueDec 01, 2059
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,889.00 (+4.36%) Homeowner's exemption$449,600 (+4.22%) Land $88,000 Building $361,600$449,600 (+4.22%) Land $88,000 Building $361,600
2023$9,476.00 (+2.61%) Homeowner's exemption$431,400 (+9.49%) Land $77,000 Building $354,400$431,400 (+9.49%) Land $77,000 Building $354,400
2022$9,235.00$394,000 Land $71,500 Building $322,500$394,000 Land $71,500 Building $322,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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