3349 Sandy Dr, Zephyrhills, FL 33541 Property Records

Pasco County property record for 3349 Sandy Dr, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,063 sqft · built 1989
Lot Size1.39 acres (60,548 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (May 2019)
Tax Bill$2,602 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN20-26-21-0000-00700-0040

Property Details

APN / Parcel Number

Primary APN20-26-21-0000-00700-0040
Alternative APNs
  • 2126200000007000040
  • 0353501

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,063 sqft Living Area
Gross Area3,071 sqft
1st Floor Area2,063 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area60,548 sqft (1.39 acres)
Garage Area528 sqft
DrivewayDriveway
Driveway Area699 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area480 sqft
Patio Area420 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0353501
Old Parcel Number2126200000007000040
Street Address3349 SANDY DR
CityZEPHYRHILLS
StateFL
Zip33541-4723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00AR
Legal DescriptionCOM SE COR OF NE 1/4 OF NW 1/4 OF SE 1/4 FOR POB TH W ALG S BDY OF NE 1/4 OF NW 1/4 OF SE 1/4 180.39 FT TH N 334.33 FT TO N
Legal Range21E
Legal Township26S
Legal Section20
Legal SubdivisionACREAGE
Legal Block7
Legal Lot Number4
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group4
Census Block4024
Census Tract32905

Owner

3349 Sandy Dr is owned and occupied by an individual who bought it in May 2019.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3349 SANDY DR, ZEPHYRHILLS, FL 33541-4723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
CHRISTOPHER PAUL FINANCIAL LLC
May 29, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2019 · Amount on File
Deed SaleMay 29, 2019 · Amount on File
Prior SaleAug 2, 1993
Deed Document Number2019090066
Deed Book / Page9913 / 0383
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address3349 SANDY DR, ZEPHYRHILLS, FL 33541-4723
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3349 SANDY DR, ZEPHYRHILLS, FL 33541-4723

Mortgage

Document Number0105571554
DateFeb 22, 2022
Book Page10557/1554
Instrument2022045093
Lender
NameCHRISTOPHER PAUL FINANCIAL LLC
TypeMortgage Company
AddressNEW PORT RICHEY, FL 34655
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMay 29, 2019
Property Address3349 SANDY DR, ZEPHYRHILLS, FL 33541-4723
Document Number0099130383
Book / Page9913 / 0383
Instrument DateMay 22, 2019
Instrument2019090066
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyLARKIN & LARKIN TTL SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address197 GOLF COURSE RD, 197, ROGERSVILLE, TN 37857-7375

Transferred To (Grantee/Buyer)

NameVerified Name
Address3349 SANDY DR, ZEPHYRHILLS, FL 33541-4723

Mortgage

Document Number2019090067
DateMay 29, 2019
Instrument2019090067
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3349 Sandy Dr was $2,602 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,602.00 Homeowner's exemption$183,450 Land $34,970 Building $148,480$213,942 Land $34,970 Building $178,972
2023$2,433.00 (+11.76%) Additional exemption filed$173,090 (+3%) Land $34,970 Building $138,120$207,662 (+10.07%) Land $34,970 Building $172,692
2022$2,177.00 Homeowner's exemption$168,050 Land $34,970 Building $133,080$188,656 Land $34,970 Building $153,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3349 Sandy Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 106 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3349 Sandy Dr is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Sandy Dr

Nearby Streets

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