3349 Panorama Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3349 Panorama Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,796 sqft · built 1971
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Aug 2024)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-12-043`

Property Details

APN / Parcel Number

Primary APN	`206-12-043`

Interior

Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)

Exterior Amenities

Porch	Open Slab
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	1,160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3349 PANORAMA DR
City	OVERGAARD
State	AZ
Zip	85933-5282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES PINEWOODS UNIT #2 LOT 83
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number	83
Legal Unit	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2003
Census Tract	964201

Owner

Source: Navajo County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1710 W CAMINO DR, WICKENBURG, AZ 85390-3618
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 7, 2018	Warranty Deed, Transfer CONTINENTAL LEASING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	202411780
Prior Transfer Date	Jun 11, 2008
Prior Transfer Doc	0000008152
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3349 PANORAMA DR, OVERGAARD, AZ 85933-5282
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3349 PANORAMA DR, OVERGAARD, AZ 85933-5282

Mortgage

Document Number	0000006848
Date	Apr 5, 2022
Instrument	2022-06848

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3349 PANORAMA DR, OVERGAARD, AZ 85933-5282
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007511
Date	Apr 7, 2021
Instrument	2021-07511

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 7, 2018
Property Address	3349 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000007285
Map Reference	MB10 PG6
Instrument Date	Apr 25, 2018
Instrument	2018-07285
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1931 S CENTRAL PL, 1931, CHANDLER, AZ 85286-6359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14651 S 7TH PL, PHOENIX, AZ 85048-6365

Mortgage

Document Number	0000007286
Date	May 7, 2018
Instrument	2018-07286

Lender

Name	CONTINENTAL LEASING CO
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$257,453 (-2.66%) Land $23,535 Building $233,918
2026			$264,497 (+9.48%) Land $25,795 Building $238,702
2025	$1,631.00 (+20.46%)	$24,159 Land $2,348 Building $21,811	$241,592 Land $23,481 Building $218,111
2024	$1,354.00 (+2.81%)
2023	$1,317.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

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