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3349 Lowery Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3349 Lowery Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 732 sqft · built 1994
Lot Size1.57 acres (68,738 sqft)
OwnerIndividual Name on Record
Tax Bill$844 (2024)
Deeds & MortgagesMay 2022 Transfer
Dec 2022 Transfer
Flood ZoneZone X (moderate risk)
APN38-1S-27-0000-00457-0000

Property Details

APN / Parcel Number

Primary APN38-1S-27-0000-00457-0000
Alternative APN
  • S271380000004570000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area732 sqft Living Area
Gross Area1,500 sqft
1st Floor Area384 sqft
Upper Floors Area348 sqft
Utility Area4 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood
Foundation TypeNo Foundation
Roof TypeShed Roof
Roof MaterialMetal
Lot Area68,738 sqft (1.57 acres)
Lot Dimensions260 ft deep x 199 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area768 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3349 LOWERY DR
CityNAVARRE
StateFL
Zip32566-9717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*ENHNCD LIFE EST * RESRVD IN : COM NE COR OF LOT 2 TH S 1257. 5 FT TH RGT 112* 108.4 FT TO W R/W LOWERY DR & POB TH CONT 217.80 FT TH LFT 90* 92.3 FT TH LFT 90* 245.01 FT TO W R/W LOWERY DR TH LFT ALONG R/W TO POB (LOT 3 UNREC) & ALSO COMM NE CORN OF
Legal Range27W
Legal Township1S
Legal Section38
Legal Lot Number2
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1229
Census Tract10802

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3349 LOWERY DR, NAVARRE, FL 32566-9717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 30, 2022Correction Deed
ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 16, 2022
Transfer Doc0043560660
Record UpdatedJun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMay 31, 2022
Property Address3349 LOWERY DR, NAVARRE, FL 32566-9717
Document Number0042891623
Book / Page4289 / 1623
Instrument DateMay 16, 2022
Instrument202232627
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3349 LOWERY DR, 3349, NAVARRE, FL 32566-9717

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3349 LOWERY DR, NAVARRE, FL 32566-9717

December 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA ROSA FL
Recording DateDec 30, 2022
Property Address3349 LOWERY DR, NAVARRE, FL 32566-9717
Document Number0043560660
Book / Page4356 / 660
Instrument DateMay 16, 2022
Instrument202270473
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3349 LOWERY DR, NAVARRE, FL 32566-9717

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3349 LOWERY DR, NAVARRE, FL 32566-9717

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,984 (+2.9%)$183,997 (+8.37%) Land $92,800 Building $91,197
2024$844.00 (+4.07%) Homeowner's exemption$99,110 (+3%)$169,790 (+3.75%) Land $87,000 Building $82,790
2023$811.00 (+4.38%) Homeowner's exemption$96,223 (+3%)$163,647 (+4.86%) Land $87,000 Building $76,647
2022$777.00 Homeowner's exemption$93,419$156,063 Land $81,200 Building $74,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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