3348 Oak Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3348 Oak Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,414 sqft · built 1996
Lot Size	0.196 acres (8,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (May 2025)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-321-08453000`

Property Details

APN / Parcel Number

Primary APN	`01-321-08453000`
Alternative APNs	`132108453000` `32108453000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,414 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	582 sqft
Finished Basement	582 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,553 sqft (0.196 acres)
Porch	Open Porch
Porch Area	112 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	32108453000
Street Address	3348 OAK DR
City	EDGEWATER
State	MD
Zip	21037-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 106 107 GLEBE HEIGHTS
Legal Subdivision	GLEBE HEIGHTS
Legal Block	1
Legal Lot Number	106
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1004
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3348 OAK DR, EDGEWATER, MD 21037-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Jun 9, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE LINK
Jul 25, 2018	Deed, Transfer · ARM SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Book / Page	41344 / 12
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3348 OAK DR, EDGEWATER, MD 21037-3037
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366630451
Date	Apr 30, 2021
Book Page	36663/451

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3348 OAK DR, EDGEWATER, MD 21037-3037
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	EXPRESS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0332140067
Date	Jun 7, 2019
Book Page	33214/067

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 9, 2022
Property Address	3348 OAK DR, EDGEWATER, MD 21037-3037
Document Number	0388130141
Book / Page	38813 / 141
Map Reference	MB 8 FO 43
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 OAK DR, EDGEWATER, MD 21037-3037

Mortgage

Document Number	0038813148
Date	Jun 9, 2022
Instrument	38813/148

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 25, 2018
Property Address	3348 OAK DR, EDGEWATER, MD 21037-3037
Document Number	0323330484
Book / Page	32333 / 484
Map Reference	MB8 FO43
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,606.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 OAK DR, EDGEWATER, MD 21037-3037

Mortgage

Document Number	0032333492
Date	Jul 25, 2018
Instrument	32333/492

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Max Rate	9%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,700 (+40.73%) Land $259,300 Building $355,400	$614,700 (+40.73%) Land $259,300 Building $355,400
2025	$6,572.00 (+39.03%)
2023	$4,727.00 Homeowner's exemption	$436,800 Land $203,600 Building $233,200	$436,800 Land $203,600 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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