3348 Morningside Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3348 Morningside Dr, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,153 sqft · built 1983
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2021)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	May 2006 Line of Credit Jun 2009 Mortgage + 5 more
APN	`0054013001320`

Property Details

APN / Parcel Number

Primary APN	`0054013001320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	1,036 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	480 sqft
Patio Area	928 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3348 MORNINGSIDE DR
City	CHESAPEAKE
State	VA
Zip	23321-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	132 SILVERWOOD WEST
Legal Subdivision	SILVERWOOD, FARMVIEW AMENDED
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21605

Owner

3348 Morningside Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2006	Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY CREDIT COR
Jun 12, 2009	Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE
Jan 7, 2012	Deed of Trust, Mortgage · Line of Credit TOWNEBANK MORTGAGE
Dec 22, 2021	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC
Oct 12, 2021	Intrafamily Transfer, Transfer
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC
Nov 22, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	202156680
Deed Book / Page	10499 / 991
Prior Transfer Date	Oct 4, 2021
Prior Transfer Doc	10461/745
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006524/460
Date	May 16, 2006
Book Page	6524/460

Lender

Name	MORGAN STANLEY CREDIT COR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007839/476
Date	Jun 12, 2009
Book Page	7839/476

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

Interest

Rate Type	Fixed Rate

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007678/177
Date	Jan 7, 2012
Book Page	7678/177

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 22, 2021
Property Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Document Number	010499/991
Book / Page	10499 / 991
Instrument Date	Dec 17, 2021
Instrument	210056680
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614

Mortgage

Document Number	0210056681
Date	Dec 22, 2021
Instrument	210056681

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 12, 2021
Property Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Document Number	10461/745
Book / Page	10461 / 745
Instrument Date	Oct 4, 2021
Instrument	210046200
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 16, 2018
Property Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Document Number	9960/536
Book / Page	9960 / 536
Instrument Date	Oct 5, 2018
Instrument	180027395
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614

Mortgage

Document Number	180027396
Date	Oct 16, 2018
Instrument	180027396

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 22, 2005
Property Address	3348 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4614
Document Number	006287/862
Book / Page	6287 / 862
Instrument Date	Nov 15, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3348 Morningside Dr was $3,995.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,800 (+4.12%) Land $165,000 Building $246,800	$411,800 (+4.12%) Land $165,000 Building $246,800
2025	$3,995.00	$395,500 Land $155,000 Building $240,500	$395,500 Land $155,000 Building $240,500
2023		$364,600 (+9.69%) Land $145,000 Building $219,600	$364,600 (+9.69%) Land $145,000 Building $219,600
2022		$332,400 Land $125,000 Building $207,400	$332,400 Land $125,000 Building $207,400
2019	$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3348 Morningside Dr; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3348 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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