Hernando County property record for 3348 Mangrove Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,031 sqft · built 1976 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2019) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-1890-0190-0280 |
| Primary APN | R12-223-16-1890-0190-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,031 sqft Living Area |
| Gross Area | 1,735 sqft |
| 1st Floor Area | 1,031 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 64 sqft |
| Patio Area | 72 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00466962 |
|---|---|
| Street Address | 3348 MANGROVE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RETREATS UNIT 1 BLK 19 LOT 28 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 19 |
| Legal Lot Number | 28 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41501 |
Source: Hernando County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3348 MANGROVE DR, HERNANDO BEACH, FL 34607-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| May 16, 2019 | Warranty Deed, Transfer · Conventional with PMI MICHAEL T & JOAN O MCCORMICK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | Dec 29, 2003 · Amount on Record |
| Deed Document Number | 201930012 |
| Deed Book / Page | 3704 / 293 |
| Prior Transfer Date | Sep 5, 1996 |
| Prior Transfer Doc | 1085000943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 3348 MANGROVE DR, HERNANDO BEACH, FL 34607-2841 |
| Document Number | 0000027926 |
| Book / Page | 4700 / 1368 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 202627926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3348 MANGROVE DR, HERNANDO BEACH, FL 34607-2841 |
| Document Number | 0000027926, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 4700/1368 |
| Instrument | 202627926 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 16, 2019 |
| Property Address | 3348 MANGROVE DR, HERNANDO BEACH, FL 34607-2841 |
| Document Number | 0037040293 |
| Book / Page | 003704 / 000293 |
| Instrument Date | May 16, 2019 |
| Instrument | 30012 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3348 MANGROVE DR HERNANDO BEACH FL 346072841, HERNANDO BEACH, FL 34607-2841 |
| Document Number | 37040294 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 003704/000294 |
| Instrument | 30013 |
| Name | MICHAEL T & JOAN O MCCORMICK |
|---|---|
| Address | 3319 MANGROVE DR, HERNANDO BEACH, FL 34607-2842 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 (+23.23%) Homeowner's exemption | $189,116 (+5.99%) | $305,105 (+11.01%) Land $178,100 Building $127,005 |
| 2023 | $178,433 (+6.86%) Land $53,583 Building $124,850 | ||
| 2022 | $2,109.00 Homeowner's exemption | $166,971 | $274,843 Land $139,600 Building $135,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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