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3348 Gulf Winds Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3348 Gulf Winds Cir, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,247 sqft · built 1972
Lot Size0.2 acres (8,715 sqft)
Owner2 Individual Names on Record
Last Sale$201,800 (Apr 2021)
Tax Bill$6,152 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2021 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APNR12-223-16-2020-0780-0060

Property Details

APN / Parcel Number

Primary APNR12-223-16-2020-0780-0060
Alternative APNs
  • 00161853
  • 161853

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,247 sqft Living Area
Gross Area2,567 sqft
1st Floor Area2,247 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,715 sqft (0.2 acres)

Exterior Amenities

PorchPatio
Porch Area320 sqft
Patio Area120 sqft
Utility Building120 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00161853
Street Address3348 GULF WINDS CIR
CityHERNANDO BEACH
StateFL
Zip34607-3026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 6 BLK 78 LOT 6
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 6
Legal Block78
Legal Lot Number6
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2033
Census Tract41501

Owner

Source: Hernando County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3348 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3026
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Correction Deed · Conventional Mortgage
EAST COAST MORTGAGE LENDERS INC
Apr 29, 2021Deed, Transfer · Construction Mortgage
THE HARRIS LOYD GLASGOW REVOCABLE LIVING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Prior SaleDec 21, 2006 · Amount on Record
Deed Document Number202131146
Deed Book / Page3989 / 1757
Prior Transfer DateSep 1, 2004
Prior Transfer Doc0000068715
Record UpdatedOct 29, 2026

January 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionHERNANDO FL
Recording DateJan 13, 2026
Property Address3348 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3026
Document Number0046561380
Book / Page4656 / 1380
Map ReferenceMB 7 PG 14
Instrument DateNov 21, 2025
Instrument2026002108
Record UpdatedFeb 3, 2026
Title CompanySOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address925 44TH AVE E, BRADENTON, FL 34203-3623

Transferred To (Grantee/Buyer)

NameVerified Name
Address3348 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3026

Mortgage

Document Number0046561382
DateJan 13, 2026
Instrument4656/1382
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionHERNANDO FL
Recording DateApr 29, 2021
Property Address3348 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3026
Document Number0039891757
Book / Page3989 / 1757
Map ReferenceMB 7 PG 14
Instrument DateMar 19, 2021
Instrument2021031146
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,412.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1209 44TH AVE E, BRADEN RIVER, FL 34203-3629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3348 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3026

Mortgage

Document Number0039920993
DateMay 4, 2021
Book Page3992/993
Instrument2021032532
Lender
NameTHE HARRIS LOYD GLASGOW REVOCABLE LIVING
TypePrivate Party
Address1209 44TH AVE E, BRADENTON, FL 34203
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term35 Months
DueApr 19, 2024

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,152.00 (+8.41%)$438,026 (+5.99%)$474,488 (+14.81%) Land $297,514 Building $176,974
2023$413,283 Land $242,369 Building $170,914
2022$5,675.00$413,283 Land $233,023 Building $180,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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