3348 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3348 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,449 sqft · built 1953
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$526,000 (Jun 2022)
Tax Bill	$8,880 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`111-041-009-7`

Property Details

APN / Parcel Number

Primary APN	`111-041-009-7`
Alternative APN	`111-041-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1969
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Attached
Garage Area	190 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3348 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HOLBROOK HEIGHTS #3 LOT 432
Legal Subdivision	HOLBROOK HEIGHTS
Legal Lot Number	432
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2017
Census Tract	330000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3157 THE ALAMEDA, CONCORD, CA 94519-2721
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Grant Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE CORP
Jun 13, 2022	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	202298211
Last Transfer Date	Jun 29, 2023
Transfer Doc	0000062771
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2023
Property Address	3348 ESPERANZA DR, CONCORD, CA 94519-2004
Document Number	0000062771
Map Reference	MB 50 PG 25
Instrument Date	Jun 29, 2023
Instrument	2023-062771
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3157 THE ALAMEDA, CONCORD, CA 94519-2721

Mortgage

Document Number	0000062772
Date	Jun 30, 2023
Instrument	2023-062772

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 13, 2022
Property Address	3348 ESPERANZA DR, CONCORD, CA 94519-2004
Document Number	0000098211
Map Reference	MB 50 PG 25
Instrument Date	Jun 9, 2022
Instrument	2022-098211
Transaction Type	Construction Loan
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2280 DIAMOND BLVD STE 590, 590, CONCORD, CA 94520-5769
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098212
Date	Jun 13, 2022
Instrument	2022-098212

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$726,927 (+2%) Land $530,604 Building $196,323
2025	$8,880.00 (+29.5%)	$712,674 (+32.83%) Land $520,200 Building $192,474
2023	$6,857.00 (+328.56%)	$536,520 (+729.06%) Land $459,000 Building $77,520
2022	$1,600.00	$64,714 Land $29,176 Building $35,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1986–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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