3348 Agar Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3348 Agar Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 480 sqft · built 1983
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2023)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0922-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0922-0020`
Alternative APNs	`00544888` `544888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	1,797 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 96 ft wide
Garage Area	480 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	406 sqft
Porch	Porch
Porch Area	1,332 sqft
Deck Area	182 sqft
Patio Area	686 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00544888
Street Address	3348 AGAR AVE
City	SPRING HILL
State	FL
Zip	34609-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 922 LOT 2
Legal Range	18E
Legal Township	23S
Legal Section	17
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	922
Legal Lot Number	2
Legal Unit	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1002
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Sep 7, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 15, 2020	Grant Deed, Transfer SERVICELINK
Aug 20, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Oct 5, 2017	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	2023055410
Deed Book / Page	4337 / 1682
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Investor	Possibly a Property Investor

Mortgage

Document Number	0044851462
Date	Oct 29, 2024
Book Page	4485/1462
Instrument	2024066849

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 7, 2023
Property Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Document Number	0043371682
Book / Page	4337 / 1682
Map Reference	MB 9 PG 7
Instrument Date	Aug 11, 2023
Instrument	2023055410
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NOT AVAILABLE, TRUSTED TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3807 S OURAY WAY, AURORA, CO 80013-2860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801

Mortgage

Document Number	0043371684
Date	Sep 7, 2023
Instrument	4337/1684

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 20, 2020
Property Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Document Number	0038311024
Book / Page	3831 / 1024
Map Reference	MB 9 PG 7
Instrument Date	Apr 17, 2020
Instrument	2020024619
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 OAKWOOD PRESERVE DR, 2412, WESLEY CHAPEL, FL 33543-7018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 S OURAY WAY, AURORA, CO 80013-2860

Mortgage

Document Number	38311026
Date	Apr 20, 2020
Instrument	3831/1026

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 15, 2020
Property Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Document Number	0037960605
Book / Page	003796 / 000605
Instrument Date	Dec 30, 2019
Instrument	3240
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$895.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 OAKWOOD PRESERVE DR WESLEY CHAPEL FL 335437018, WESLEY CHAPEL, FL 33543-7018

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 20, 2019
Property Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Document Number	0037411302
Book / Page	003741 / 001302
Instrument Date	Aug 1, 2019
Instrument	52115
Transaction Type	Foreclosure
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4849 GREENVILLE AVE #800 DALLAS TX 752064130, 800, DALLAS, TX 75206-4130

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2017
Property Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801
Document Number	0035130769
Book / Page	3513 / 0769
Map Reference	MB9 PG7-9
Instrument Date	Sep 27, 2017
Instrument	2017056638
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 AGAR AVE, SPRING HILL, FL 34609-2801

Mortgage

Document Number	35130770
Date	Oct 5, 2017
Instrument	3513/0770

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (+4.99%) Additional exemption filed	$279,011 (+11.8%) Land $47,733 Building $231,278	$279,011 (+5.9%) Land $47,733 Building $231,278
2023		$249,553 (+3%) Land $34,986 Building $214,567
2022	$3,189.00 Homeowner's exemption	$242,284 Land $26,385 Building $215,899	$263,475 Land $39,512 Building $223,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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