3347 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3347 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1959
Lot Size	0.07 acres (3,055 sqft)
Owner	Company Name on Record
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Oct 2021 Transfer May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-426-068`

Property Details

APN / Parcel Number

Primary APN	`064-426-068`
Alternative APN	`064426040`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	3,055 sqft (0.07 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3347 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR 3 BL 14 LT 49 & PTN LT 48
Legal Subdivision	MORRO STRAND NO 3
Legal Block	14
Legal Lot Number	49,48
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2018
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 370, PISMO BEACH, CA 93448-0370
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 11, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 21, 2018	Affidavit of Death, Transfer MARK E CUMMINS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2021
Transfer Doc	0000071277
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 21, 2021
Property Address	3347 OCEAN BLVD, CAYUCOS, CA 93430-1853
Document Number	0000071277
Map Reference	MB 3 PG 112
Instrument Date	Oct 19, 2021
Instrument	2021071277
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 370, PISMO BEACH, CA 93448-0370

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3347 OCEAN BLVD, CAYUCOS, CA 93430-1853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENTITLE CORONA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016969
Date	May 8, 2019
Instrument	2019016969

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 11, 2019
Property Address	3347 OCEAN BLVD, CAYUCOS, CA 93430-1853
Document Number	0000044862
Instrument Date	Sep 26, 2019
Instrument	44862
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 370 PISMO BEACH CA 934480370, PISMO BEACH, CA 93448-0370

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 21, 2018
Property Address	3347 OCEAN BLVD, CAYUCOS, CA 93430-1853
Document Number	0000025434
Instrument Date	Jun 20, 2018
Instrument	25434
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 370 PISMO BEACH CA 934480370, PISMO BEACH, CA 93448-0370

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 21, 2018
Property Address	3347 OCEAN BLVD, CAYUCOS, CA 93430-1853
Document Number	0000025432
Instrument Date	Jun 20, 2018
Instrument	25432
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3347 OCEAN BLVD CAYUCOS CA 934301853, CAYUCOS, CA 93430-1853

Mortgage

Document Number	25433
Date	Jun 21, 2018
Instrument	25433

Lender

Name	MARK E CUMMINS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$172,599 (+2%) Land $87,318 Building $85,281
2025	$1,889.00 (+2.22%)	$169,215 (+4.04%) Land $85,606 Building $83,609
2023	$1,848.00 (+1.82%)	$162,646 Land $82,283 Building $80,363
2022	$1,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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