3346 NW 31st Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3346 NW 31st Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	1 ba · 794 sqft · built 1964
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Aug 1997)
Tax Bill	$800 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0020-00310-0140`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0020-00310-0140`
Alternative APN	`R10537350020003100140`

Interior

Full Baths	1 Bath
Building Area	794 sqft Living Area
Gross Area	1,723 sqft
1st Floor Area	794 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	638 sqft
Carport	Carport
Carport Area	638 sqft
Porch	Finished/Open Porch
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3346 NW 31ST AVE
City	OKEECHOBEE
State	FL
Zip	34972-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 14 BLOCK 31
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD INCORPORATED UNIT NUMBER 2
Legal Block	31
Legal Lot Number	14
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3010
Census Tract	910201

Owner

3346 NW 31st Ave is owned and occupied by an individual who bought it in August 1997.

Source: Okeechobee County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3346 NW 31ST AVE, OKEECHOBEE, FL 34972-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 1997 · Amount on File
Deed Sale	Aug 15, 1997 · Amount on File
Deed Book / Page	394 / 1572
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 30, 2026
Property Address	3346 NW 31ST AVE, OKEECHOBEE, FL 34972-1335
Document Number	0000010934
Instrument Date	Sep 25, 2026
Instrument	202610934
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 NW 31ST AVE, OKEECHOBEE, FL 34972-1335
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010934,
Date	Sep 30, 2026
Instrument	202610934

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 21, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3346 NW 31st Ave was $800 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00 Homeowner's exemption	$31,242	$122,443 Land $26,500 Building $95,943
2023	$705.00 (+20.72%) Homeowner's exemption	$29,478 (+3%)	$113,418 (+24.49%) Land $17,500 Building $95,918
2022	$584.00 Homeowner's exemption	$28,619	$91,103 Land $12,000 Building $79,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3346 NW 31st Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3346 NW 31st Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20