3346 Bluffton Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 3346 Bluffton Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,418 sqft · built 2020
Lot Size	7.02 acres (305,791 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Mar 2019)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060430200700`

Property Details

APN / Parcel Number

Primary APN	`060430200700`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	988 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	305,791 sqft (7.02 acres)
Garage Type	Attached
Garage Area	2,800 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3346 BLUFFTON RD
City	DECORAH
State	IA
Zip	52101-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2-3,2-2-1,2-2 & 2-2-6 & 2-7 NW SW LOTS 2-3 & 2-2 NE SW
Legal Range	09W
Legal Township	99N
Legal Section	04
Legal Lot Number	1-7
Jurisdiction	WINNESHIEK IA
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2073
Census Tract	950100

Owner

3346 Bluffton Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3346 BLUFFTON RD, DECORAH, IA 52101-7733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Jul 8, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage DECORAH BANK & TRUST CO
Mar 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Deed Document Number	2019550
Deed Book / Page	2019 / 550
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3346 BLUFFTON RD, DECORAH, IA 52101-7733
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1510
Date	Apr 12, 2021
Book Page	2021/1510
Instrument	2021 1510

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3346 BLUFFTON RD, DECORAH, IA 52101-7733
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2521
Date	Jul 8, 2020
Book Page	2020/2521
Instrument	2020 2521

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 8, 2021

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Mar 15, 2019
Property Address	3346 BLUFFTON RD, DECORAH, IA 52101-7733
Document Number	2019/550
Book / Page	2019 / 550
Instrument Date	Feb 21, 2019
Instrument	550
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5650 OHIO ST SW, CEDAR RAPIDS, IA 52404-5331

Tax Assessment & Valuation

The 2025 property tax bill for 3346 Bluffton Rd was $4,152 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,950 (-) Land $62,450 Building $335,500	$397,950 (-) Land $62,450 Building $335,500
2025	$4,152.00 Homeowner's exemption	$397,950 Land $62,450 Building $335,500	$397,950 Land $62,450 Building $335,500
2024	$4,152.00
2023		$359,460 (+14.8%) Land $62,450 Building $297,010	$359,460 Land $62,450 Building $297,010
2022	$3,948.00	$313,120 Land $52,040 Building $261,080
2021			$313,120 Land $52,040 Building $261,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3346 Bluffton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3346 Bluffton Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mabel Cooperative Telephone Company Fiber	200 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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