3345 S Combee Rd, Lakeland, FL 33803 Property Records

Polk County property record for 3345 S Combee Rd, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,501 sqft · built 1963
Lot Size	0.108 acres (4,722 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (Dec 2021)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-33-000000-012060`

Property Details

APN / Parcel Number

Primary APN	`24-28-33-000000-012060`
Alternative APNs	`332824000000012060` `32824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	4,722 sqft (0.108 acres)
Lot Dimensions	65 ft deep x 72 ft wide
View / Lot	Commercial/Industrial
Porch	Screened/Unfinished Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3345 S COMBEE RD
City	LAKELAND
State	FL
Zip	33803-7394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	S 72PT7 FT OF N 909PT1 FT OF E 180 FT OF SE1/4 OF NE1/4 LESS E 115 FT
Legal Range	24E
Legal Township	28S
Legal Section	33
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3006
Census Tract	11834

Owner

3345 S Combee Rd is owned and occupied by an individual who bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3345 S COMBEE RD, LAKELAND, FL 33803-7394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 23, 2021	Warranty Deed, Transfer EASY TITLE COMPANY LLC
Aug 13, 2019	Warranty Deed, Transfer · Conventional with PMI GUILD MTG
May 13, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Jul 23, 2021 · Amount on File
Deed Document Number	2021328591
Deed Book / Page	12031 / 1120
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2021
Property Address	3345 S COMBEE RD, LAKELAND, FL 33803-7394
Document Number	0000328591
Book / Page	12031 / 1120
Instrument Date	Dec 10, 2021
Instrument	2021328591
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7220 LILY PAD LN, 7220, TAMPA, FL 33619-5514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 S COMBEE RD, LAKELAND, FL 33803-7394

Mortgage

Document Number	0120311122
Date	Dec 17, 2021
Instrument	12031/1122

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 23, 2021
Property Address	3345 S COMBEE RD, LAKELAND, FL 33803-7394
Document Number	0000190805
Book / Page	11814 / 2093
Instrument Date	Jul 16, 2021
Instrument	2021190805
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3345 S COMBEE RD, 3345, LAKELAND, FL 33803-7394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 SAMPLE LOOP, TAMPA, FL 33619-6638

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 13, 2019
Property Address	3345 S COMBEE RD, LAKELAND, FL 33803-7394
Document Number	0109391043
Book / Page	010939 / 001043
Instrument Date	Aug 9, 2019
Instrument	170482
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3345 S COMBEE RD LAKELAND FL 338037394, LAKELAND, FL 33803-7394

Mortgage

Document Number	109391045
Date	Aug 13, 2019
Book Page	010939/001045
Instrument	170483

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2044

Mortgage

Document Number	109391058,
Date	Aug 13, 2019
Book Page	010939/001058
Instrument	170484

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 13, 2019
Property Address	3345 S COMBEE RD, LAKELAND, FL 33803-7394
Document Number	0108391005
Book / Page	010839 / 001005
Instrument Date	May 10, 2019
Instrument	97485
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$572.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3345 S Combee Rd was $2,174 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,114 (-3.57%) Land $23,609 Building $176,505	$200,114 (-6.13%) Land $23,609 Building $176,505
2025	$2,174.00 Homeowner's exemption	$207,516	$213,184 Land $14,166 Building $199,018
2023	$2,638.00 (-9.72%) Homeowner's exemption	$203,994 (+13.47%) Land $7,555 Building $196,439	$203,994 (+13.47%) Land $7,555 Building $196,439
2022	$2,922.00	$179,782 Land $7,083 Building $172,699	$179,782 Land $7,083 Building $172,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3345 S Combee Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (2006–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3345 S Combee Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications, Verizon.

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