Maricopa County property record for 3345 E Desert Cove Ave, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1973 |
| Lot Size | 0.231 acres (10,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $527,900 (Feb 2025) |
| Tax Bill | $1,974 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 166-36-079 |
| Primary APN | 166-36-079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 1,886 sqft |
| 1st Floor Area | 1,646 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,075 sqft (0.231 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3345 E DESERT COVE AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | DESERT COVE EAST MCR 143-28 |
| Legal Range | 3E |
| Legal Township | 3N |
| Legal Section | 24 |
| Legal Subdivision | DESERT COVE EAST |
| Legal Lot Number | 21 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 104900 |
3345 E Desert Cove Ave is owned and occupied by two individuals who bought it in February 2025.
Source: Maricopa County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3345 E DESERT COVE AVE, PHOENIX, AZ 85028-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Sep 21, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on File |
| Deed Sale | Feb 13, 2025 · Amount on File |
| Prior Sale | Dec 21, 2012 · Amount on File |
| Deed Document Number | 202578760 |
| Prior Transfer Date | Nov 22, 2022 |
| Prior Transfer Doc | 0000853839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 6, 2026 |
| Property Address | 3345 E DESERT COVE AVE, PHOENIX, AZ 85028-2737 |
| Document Number | 0000399638 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026399638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3345 E DESERT COVE AVE, PHOENIX, AZ 85028-2737 |
| Document Number | 0000399638, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 2026399638 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3345 E DESERT COVE AVE, PHOENIX, AZ 85028-2737 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3345 E DESERT COVE AVE, PHOENIX, AZ 85028-2737 |
| Document Number | 0001017077 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 20211017077 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 22, 2022 |
| Property Address | 3345 E DESERT COVE AVE, PHOENIX, AZ 85028-2737 |
| Document Number | 0000853839 |
| Map Reference | MB 143 PG 28 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 20220853839 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3345 E DESERT COVE AVE, PHOENIX, AZ 85028-2737 |
The 2025 property tax bill for 3345 E Desert Cove Ave was $1,974.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,170 (+102.48%) | $461,700 (+5.53%) Land $92,300 Building $369,400 | |
| 2025 | $1,974.00 | $22,802 (-50.6%) | $437,500 (-5.22%) Land $87,500 Building $350,000 |
| 2024 | $46,160 | $461,600 Land $92,300 Building $369,300 | |
| 2023 | $1,879.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3345 E Desert Cove Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3345 E Desert Cove Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 99% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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