3345 Cherry Oak Ln, Cumming, GA 30041 Property Records

Forsyth County property record for 3345 Cherry Oak Ln, Cumming, GA 30041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,111 sqft · built 1995
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Feb 2008)
Tax Bill	$4,197 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157-000-019`

Property Details

APN / Parcel Number

Primary APN	`157-000-019`
Alternative APNs	`000000038114` `0000248712` `157 019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000248712
Street Address	3345 CHERRY OAK LN
City	CUMMING
State	GA
Zip	30041-6966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	2-1 804 LOT 54 PH I UN II NORTHERN OAKS
Legal Subdivision	NORTHERN OAKS
Legal Phase	1
Legal Block	3
Legal Lot Number	54
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3001
Census Tract	130607

Owner

Source: Forsyth County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3345 CHERRY OAK LN, CUMMING, GA 30041-6966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL
Aug 21, 2018	Loan Modification, Mortgage · Conventional with PMI SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2008 · Amount on Record
Deed Sale	Feb 25, 2008 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Book / Page	5043 / 156
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Recording Date	May 4, 2026
Property Address	3345 CHERRY OAK LN, CUMMING, GA 30041-6966
Document Number	1184000046
Book / Page	11844 / 46
Instrument Date	Feb 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 CHERRY OAK LN, CUMMING, GA 30041-6966

Mortgage

Document Number	1184000046,
Date	May 4, 2026
Book Page	11844/46

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

Interest

Rate	6.06%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3345 CHERRY OAK LN, CUMMING, GA 30041-6966
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 CHERRY OAK LN, CUMMING, GA 30041-6966

Mortgage

Document Number	0102950000000017
Date	Aug 6, 2021
Book Page	0000010295/0000000017

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORSYTH GA
Property Address	3345 CHERRY OAK LN, CUMMING, GA 30041-6966
Document Number	0086610569
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 VICKERY CREEK RD CUMMING GA 300406534, CUMMING, GA 30040-6534

Mortgage

Document Number	0086610569
Date	Aug 30, 2018
Book Page	008661/000569

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,197.00 (+19.2%) Homeowner's exemption Additional exemption filed	$207,176 (+11.1%) Land $72,000 Building $135,176	$517,940 (+11.1%) Land $180,000 Building $337,940
2023	$3,521.00 (-0.4%) Homeowner's exemption	$186,476 (+32.71%) Land $60,000 Building $126,476	$466,190 (+32.71%) Land $150,000 Building $316,190
2022	$3,535.00 Homeowner's exemption	$140,516 Land $32,000 Building $108,516	$351,290 Land $80,000 Building $271,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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