3344 Tumbling River Dr, Clermont, FL 34711 Property Records

Lake County property record for 3344 Tumbling River Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,279 sqft · built 2006
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,900 (Aug 2024)
Tax Bill	$7,611 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-23-26-0800-000-01800`

Property Details

APN / Parcel Number

Primary APN	`11-23-26-0800-000-01800`
Alternative APNs	`262311080000001800` `3838386`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,279 sqft Living Area
Gross Area	3,762 sqft
1st Floor Area	2,424 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,625 sqft (0.244 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	343 sqft
Deck Area	Deck Area
Patio Area	703 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3838386
Street Address	3344 TUMBLING RIVER DR
City	CLERMONT
State	FL
Zip	34711-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HARTWOOD RESERVE PHASE 1 PB 54 PG 88-98 LOT 18 ORB 6381 PG 1707
Legal Range	26E
Legal Township	23S
Legal Section	11
Legal Subdivision	HARTWOOD RESERVE PHASE 1
Legal Tract	A-M
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2006
Census Tract	31308

Owner

Source: Lake County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4737 BARBADOS LOOP, CLERMONT, FL 34711-5265
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 10, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 17, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	202495094
Deed Book / Page	6381 / 1707
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3344 TUMBLING RIVER DR, CLERMONT, FL 34711-8907
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3344 TUMBLING RIVER DR, CLERMONT, FL 34711-8907

Mortgage

Document Number	0058351904
Date	Nov 12, 2021
Book Page	5835/1904
Instrument	2021157334

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3344 TUMBLING RIVER DR, CLERMONT, FL 34711-8907
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056860458
Date	Apr 13, 2021
Book Page	5686/458
Instrument	2021050439

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3344 TUMBLING RIVER DR, CLERMONT, FL 34711-8907
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3344 TUMBLING RIVER DR, CLERMONT, FL 34711-8907

Mortgage

Document Number	0059530936
Date	May 10, 2022
Book Page	5953/936
Instrument	2022065065

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3344 TUMBLING RIVER DR, CLERMONT, FL 34711-8907
Document Number	0050310837
Book / Page	005031 / 000837
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3344 TUMBLING RIVER DR CLERMONT FL 347118907, CLERMONT, FL 34711-8907

Mortgage

Document Number	0050310837
Date	Nov 27, 2017
Book Page	005031/000837
Instrument	125337

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 26, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,708 (-) Land $100,000 Building $397,708	$497,708 (-) Land $100,000 Building $397,708
2025	$7,611.00 (+81.13%)	$497,708 (+78.43%) Land $100,000 Building $397,708	$497,708 (+8%) Land $100,000 Building $397,708
2024	$4,202.00 (+1.94%)
2023	$4,122.00 (+3.08%) Homeowner's exemption	$278,940 (+3%)	$460,822 (+17.71%) Land $100,000 Building $360,822
2022	$3,999.00 Homeowner's exemption	$270,820	$391,504 Land $43,000 Building $348,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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