Stephens County property record for 3344 Tower Rd, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1997 |
| Square Footage | 1,500 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $468.00 (2025) |
| Primary APN | 059 050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,500 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch Area | 72 sqft Porch |
|---|---|
| Topography | Gentle Slope Topography |
| Lean-To | 192 sqft Lean-To |
| Utility Building | 576 sqft Utility Building |
| Cooling System | None Cooling |
|---|
| Account Number | 221700 |
|---|---|
| Street Address | 3344 TOWER RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7081 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWER RD |
| Legal Subdivision | 0400 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | ROCK CREEK |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 970202 |
Source: Stephens County records · APN 059 050
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3344 TOWER RD, TOCCOA, GA 30577-7081 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2019 | Deed of Trust, Mortgage · Line of Credit OCONEE FED'L S&L ASSN |
| Dec 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN |
| Dec 12, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 01, 2017 |
| Transfer Doc | 0011380172 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 3344 TOWER RD, TOCCOA, GA 30577-7081 |
| Document Number | 0011780358 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3344 TOWER RD TOCCOA GA 305777081, TOCCOA, GA 30577-7081 |
| Document Number | 0011780358 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 001178/000358 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | TOCCOA, GA 30577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 19, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 3344 TOWER RD, TOCCOA, GA 30577-7081 |
| Document Number | 0011380174 |
| Instrument Date | Dec 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3344 TOWER RD TOCCOA GA 305777081, TOCCOA, GA 30577-7081 |
| Document Number | 0011380174 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 001138/000174 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | TOCCOA, GA 30577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 11, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 12, 2017 |
| Property Address | 3344 TOWER RD, TOCCOA, GA 30577-7081 |
| Document Number | 0011380172 |
| Book / Page | 001138 / 000172 |
| Instrument Date | Dec 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3344 TOWER RD TOCCOA GA 305777081, TOCCOA, GA 30577-7081 |
| Document Number | 11380174 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 001138/000174 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | TOCCOA, GA 30577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 11, 2032 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $468.00 (+507.79%) Homeowner's exemption Senior Citizen's exemption | $63,894 (+70.49%) Land $1,830 Building $62,064 | $159,734 (+70.49%) Land $4,574 Building $155,160 |
| 2023 | $77.00 (-92.6%) Homeowner's exemption | $37,477 (+7.14%) Land $1,830 Building $35,647 | $93,691 (+7.14%) Land $4,574 Building $89,117 |
| 2022 | $1,041.00 Homeowner's exemption | $34,980 Land $1,830 Building $33,150 | $87,449 Land $4,574 Building $82,875 |
3344 Tower Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 59th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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