3344 Pepper Tree Ln, San Jose, CA 95127 Property Records

Santa Clara County property record for 3344 Pepper Tree Ln, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$199,000 (Mar 1998)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2020 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`599-15-086`

Property Details

APN / Parcel Number

Primary APN	`599-15-086`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3344 PEPPER TREE LN
City	SAN JOSE
State	CA
Zip	95127-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1109 COUNTRY CLUB GARDENS BOOK 41 PAGE 48 PAGE 50 LOT 204
Legal Subdivision	COUNTRY CLUB GARDENS
Legal Tract	1109
Legal Lot Number	204
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3012
Census Tract	503802

Owner

3344 Pepper Tree Ln is owner-occupied and held in a trust since July 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	3344 PEPPER TREE LN, SAN JOSE, CA 95127-1131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage · Line of Credit CEFCU
Jul 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CTRL CU
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 1998 · Amount on File
Deed Sale	Mar 24, 1998 · Amount on File
Deed Document Number	199814107560
Last Transfer Date	Jul 9, 2020
Transfer Doc	0024542049
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3344 PEPPER TREE LN, SAN JOSE, CA 95127-1131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024045538
Date	Oct 18, 2018
Instrument	24045538

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Oct 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 20, 2020
Property Address	3344 PEPPER TREE LN, SAN JOSE, CA 95127-1131
Document Number	0024542050
Instrument Date	Jul 9, 2020
Instrument	24542050
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3344 PEPPER TREE LN SAN JOSE CA 951271131, SAN JOSE, CA 95127-1131

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 20, 2020
Property Address	3344 PEPPER TREE LN, SAN JOSE, CA 95127-1131
Document Number	0024542049
Instrument Date	Jul 9, 2020
Instrument	24542049
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3344 PEPPER TREE LN SAN JOSE CA 951271131, SAN JOSE, CA 95127-1131

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3344 PEPPER TREE LN, SAN JOSE, CA 95127-1131
Document Number	0024421375
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3344 PEPPER TREE LN SAN JOSE CA 951271131, SAN JOSE, CA 95127-1131

Mortgage

Document Number	0024421375
Date	Mar 5, 2020
Instrument	24421375

Lender

Name	COMMONWEALTH CTRL CU
Type	Credit Union
Address	SAN JOSE, CA 95138

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3344 PEPPER TREE LN, SAN JOSE, CA 95127-1131
Document Number	0024288994
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3344 PEPPER TREE LN SAN JOSE CA 951271131, SAN JOSE, CA 95127-1131

Mortgage

Document Number	0024288994
Date	Sep 25, 2019
Instrument	24288994

Lender

Name	COMMONWEALTH CTRL CU
Type	Credit Union
Address	SAN JOSE, CA 95164-1690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3344 Pepper Tree Ln was $5,535 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,676 (+2%) Land $146,570 Building $177,106
2025	$5,535.00 Homeowner's exemption	$317,331 Land $143,697 Building $173,634
2023	$5,285.00 (+0.59%) Homeowner's exemption	$305,011 Land $138,118 Building $166,893
2022	$5,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3344 Pepper Tree Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3344 Pepper Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile, Verizon.

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