334346 E 890 Rd, Wellston, OK 74881 Property Records

Lincoln County property record for 334346 E 890 Rd, Wellston, OK 74881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on File
Last Sale	$306,000 (Jun 2026)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-36-15N-02E-3-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-36-15N-02E-3-004-00`
Alternative APN	`7805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	479,160 sqft (11 acres)
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	512 sqft
Poultry House	32 sqft
Storage Building	192 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	7805
Street Address	334346 E 890 RD
City	WELLSTON
State	OK
Zip	74881-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 AC MOL 36-15-2 BEG 1978.5'-E SW/C SW/4 N-208.71' W-208.71' S-208.71' E-208.71' POB AND W/2 E/2 SE/4 SW/4 15-2-36-300-004
Legal Range	02E
Legal Township	15N
Legal Section	36
Jurisdiction	LINCOLN OK
Township / Civil Division	WELLSTON
Census Block Group	1
Census Block	1029
Census Tract	961300

Owner

334346 E 890 Rd is owned and occupied by an individual who bought it in June 2026.

Source: Lincoln County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	334346 E 890 RD, WELLSTON, OK 74881-8311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · FHA Mortgage FINANCIAL CONCEPTS MORTGAGE
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK AND TRUST COMPANY
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TINKER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Document Number	20264836
Deed Book / Page	2670 / 93
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jun 25, 2026
Property Address	334346 E 890 RD, WELLSTON, OK 74881-8311
Document Number	0000004836
Book / Page	2670 / 93
Instrument Date	Jun 23, 2026
Instrument	20264836
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334346 E 890 RD, WELLSTON, OK 74881-8311

Mortgage

Document Number	0000004837,
Date	Jun 25, 2026
Book Page	2670/97
Instrument	20264837

Lender

Name	FINANCIAL CONCEPTS MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Recording Date	May 19, 2026
Property Address	334346 E 890 RD, WELLSTON, OK 74881-8311
Document Number	0000003832
Book / Page	2663 / 445
Instrument Date	May 15, 2026
Instrument	20263832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334346 E 890 RD, WELLSTON, OK 74881-8311

Mortgage

Document Number	0000003832,
Date	May 19, 2026
Book Page	2663/445
Instrument	20263832

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 15, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	334346 E 890 RD, WELLSTON, OK 74881-8311
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	AMERIAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2436/315
Date	Sep 10, 2021
Book Page	2436/315
Instrument	7033

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 334346 E 890 Rd was $1,357, down 1.2% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Wellston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,366 (+5%) Land $5,424 Building $10,942	$148,782 (-22.34%) Land $49,313 Building $99,469
2025	$1,357.00 (-1.24%)	$15,587 (+10.25%) Land $5,739 Building $9,848	$191,581 Land $70,536 Building $121,045
2024	$1,374.00	$14,138 Land $4,659 Building $9,479
2022	$1,113.00	$13,464 Land $3,816 Building $9,648	$149,417 Land $42,350 Building $107,067

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 334346 E 890 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 334346 E 890 Rd is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 51% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLSTON serves 825 people · EPA ID OK1020724
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

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