3343 Josef Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3343 Josef Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,158 sqft · built 2001
Lot Size	0.655 acres (28,550 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2020)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-3039-0000-1050`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-3039-0000-1050`
Alternative APNs	`01265712` `1265712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,158 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	2,158 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	28,550 sqft (0.655 acres)
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,288 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01265712
Street Address	3343 JOSEF AVE
City	SPRING HILL
State	FL
Zip	34609-7981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES LOT 105
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	105
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3011
Census Tract	40908

Owner

3343 Josef Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Hernando County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3343 JOSEF AVE, SPRING HILL, FL 34609-7981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit LONGBRIDGE FINANCIAL LLC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 26, 2020	Warranty Deed, Transfer · FHA Mortgage A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	May 28, 2003 · Amount on File
Deed Document Number	202052323
Deed Book / Page	3880 / 620
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 15, 2026
Property Address	3343 JOSEF AVE, SPRING HILL, FL 34609-7981
Document Number	0000040404
Book / Page	4722 / 1713
Instrument Date	Jun 8, 2026
Instrument	202640404
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3343 JOSEF AVE, SPRING HILL, FL 34609-7981

Mortgage

Document Number	0000040404,
Date	Jun 15, 2026
Book Page	4722/1713
Instrument	202640404

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	962 Months
Due	Aug 21, 2106

Interest

Rate	6.37%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3343 JOSEF AVE, SPRING HILL, FL 34609-7981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037310235
Date	Jul 24, 2019
Book Page	3731/0235
Instrument	2019045656

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 26, 2020
Property Address	3343 JOSEF AVE, SPRING HILL, FL 34609-7981
Document Number	0038800620
Book / Page	3880 / 620
Map Reference	MB 27 PG 34
Instrument Date	Aug 18, 2020
Instrument	2020052323
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3343 TURKS CAP DR, 3343, HERNANDO BEACH, FL 34607-3531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3343 JOSEF AVE, SPRING HILL, FL 34609-7981

Mortgage

Document Number	3880622
Date	Aug 26, 2020
Instrument	3880/622

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3343 Josef Ave was $3,882 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00 Homeowner's exemption	$263,890	$338,885 Land $54,245 Building $284,640
2023		$246,950 Land $1,687 Building $245,263
2022	$3,149.00		$324,957 Land $54,245 Building $270,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3343 Josef Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3343 Josef Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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