3343 Bob Tolbert Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3343 Bob Tolbert Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 2021
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Dec 2024)
Tax Bill	$186 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-1S-27-0000-01906-0000`

Property Details

APN / Parcel Number

Primary APN	`39-1S-27-0000-01906-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Heated Area
1st Floor Area	2,422 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	1,800 ft deep x 730 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	391S270000019060000
Street Address	3343 BOB TOLBERT RD
City	NAVARRE
State	FL
Zip	32566-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2021 COM AT SE CORN OF SECTION 39 TOWNSHIP 1 SOUTH RANGE 27 WEST THN N0300'00E 924 FT THN N8700
Legal Range	27W
Legal Township	01S
Legal Section	39
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1264
Census Tract	10802

Owner

3343 Bob Tolbert Rd is owned and occupied by an individual who bought it in December 2024.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	3537 BOB TOLBERT RD, NAVARRE, FL 32566-9605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on File
Deed Sale	Dec 4, 2024 · Amount on File
Prior Sale	Jul 21, 2021 · Amount on File
Deed Document Number	202454325
Deed Book / Page	4568 / 177
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2021
Property Address	3343 BOB TOLBERT RD, NAVARRE, FL 32566-9601
Document Number	0041510884
Book / Page	4151 / 884
Instrument Date	Jun 23, 2021
Instrument	202148843
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,421.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3343 BOB TOLBERT RD, NAVARRE, FL 32566-9601

Mortgage

Document Number	0004151886
Date	Jul 21, 2021
Instrument	4151/886

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$186.00 (-94.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$306,217 (+3%)	$312,354 (+3.88%) Land $38,000 Building $274,354
2023	$3,111.00 (+2.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$297,298 (+3%)	$300,678 (+4.17%) Land $28,500 Building $272,178
2022	$3,031.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$288,639	$288,639 Land $26,600 Building $262,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3343 Bob Tolbert Rd in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3343 Bob Tolbert Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20