3342 Rainbow Ct, Oregon, OH 43616 Property Records

Lucas County property record for 3342 Rainbow Ct, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,210 sqft · built 1998
Lot Size	0.354 acres (15,428 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Jan 2005)
Tax Bill	$4,620 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-92516`

Property Details

APN / Parcel Number

Primary APN	`44-92516`
Alternative APN	`24380046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	1,202 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,428 sqft (0.354 acres)
Lot Width	52 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3342 RAINBOW CT
City	OREGON
State	OH
Zip	43616-2396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	BAYSIDE ESTATES PLAT 2 LOT 45
Legal Subdivision	BAYSIDE ESTATES
Legal Lot Number	45
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1020
Census Tract	10001

Owner

3342 Rainbow Ct is owned and occupied by two individuals who acquired it in February 2020.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3342 RAINBOW CT, OREGON, OH 43616-2396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2005 · Amount on File
Deed Sale	Jan 13, 2005 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	0000002986
Last Transfer Date	Feb 26, 2020
Transfer Doc	0000008312
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3342 RAINBOW CT, OREGON, OH 43616-2396
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3342 RAINBOW CT, OREGON, OH 43616-2396

Mortgage

Document Number	0000000516
Date	Jan 5, 2024
Instrument	202401050000516

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3342 RAINBOW CT, OREGON, OH 43616-2396
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035944
Date	Aug 26, 2020
Instrument	202008260035944

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 26, 2020
Property Address	3342 RAINBOW CT, OREGON, OH 43616-2396
Document Number	0000008312
Instrument Date	Feb 24, 2020
Instrument	8312
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3342 RAINBOW CT OREGON OH 436162396, OREGON, OH 43616-2396

Tax Assessment & Valuation

The 2025 property tax bill for 3342 Rainbow Ct was $4,620, up 5.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,620.00 (+5.31%)	$94,150 (-) Land $21,490 Building $72,660
2024	$4,387.00 (+0.09%)	$94,150 (+20.14%) Land $21,490 Building $72,660	$269,000 Land $61,400 Building $207,600
2023	$4,383.00 (-0.7%)	$78,365 (-) Land $18,095 Building $60,270
2022	$4,414.00 Homeowner's exemption	$78,365 Land $18,095 Building $60,270
2021			$223,900 Land $51,700 Building $172,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3342 Rainbow Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3342 Rainbow Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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