3342 Kaleigh Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3342 Kaleigh Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,647 sqft · built 2001
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Sep 2019)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0601-0001-1180`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0601-0001-1180`
Alternative APNs	`263026060100011180` `88006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,647 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,647 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3342 KALEIGH CT
City	SAINT CLOUD
State	FL
Zip	34772-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 3 LOT 118
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	CROSS CREEK ESTATES PHS 2 AND 3
Legal Phase	3
Legal Tract	601
Legal Block	1180
Legal Lot Number	118
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2022
Census Tract	43304

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3342 KALEIGH CT, SAINT CLOUD, FL 34772-7055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
May 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 24, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Feb 24, 2009 · Amount on Record
Deed Document Number	2019122700
Deed Book / Page	5593 / 2330
Prior Transfer Date	Jun 16, 2011
Prior Transfer Doc	0041470194
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3342 KALEIGH CT, SAINT CLOUD, FL 34772-7055
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3342 KALEIGH CT, SAINT CLOUD, FL 34772-7055

Mortgage

Document Number	0060460145
Date	Sep 17, 2021
Book Page	6046/145
Instrument	2021144715

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 23, 2019
Property Address	3342 KALEIGH CT, SAINT CLOUD, FL 34772-7055
Document Number	0055932330
Book / Page	5593 / 2330
Map Reference	MB 11 PG 129
Instrument Date	Sep 20, 2019
Instrument	2019122700
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 REVOLVER DR, 205, GATE CITY, VA 24251-5362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3342 KALEIGH CT, SAINT CLOUD, FL 34772-7055

Mortgage

Document Number	0055932331
Date	Sep 23, 2019
Instrument	5593/2331

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3342 KALEIGH CT, SAINT CLOUD, FL 34772-7055
Document Number	0051661079
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3342 KALEIGH CT ST CLOUD FL 347727055, ST CLOUD, FL 34772-7055

Mortgage

Document Number	0051661079
Date	Jun 20, 2017
Book Page	005166/001079
Instrument	89197

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3342 KALEIGH CT, SAINT CLOUD, FL 34772-7055
Document Number	0051710332
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3342 KALEIGH CT ST CLOUD FL 347727055, ST CLOUD, FL 34772-7055

Mortgage

Document Number	0051710332
Date	Jun 28, 2017
Book Page	005171/000332
Instrument	94055

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,881.00 (+3.6%) Homeowner's exemption	$203,859 (+5.99%)	$298,100 (+0.34%) Land $65,000 Building $233,100
2024	$2,781.00 (+2.81%)
2023	$2,705.00 (+3.8%) Homeowner's exemption	$192,344 (+3%)	$297,100 (+33.53%) Land $60,000 Building $237,100
2022	$2,606.00 Homeowner's exemption	$186,742	$222,500 Land $55,000 Building $167,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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